Effingham County property record for 14755 E Harmony Dr, Effingham, IL 62401
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1,633 sqft · built 1999 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $162,500 (Dec 2005) |
| Tax Bill | $3,818 (2025) |
| Deeds & Mortgages | Jun 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-10-164-021 |
| Primary APN | 14-10-164-021 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Stories | 1 Story |
| Building Area | 1,633 sqft Base Area |
| 1st Floor Area | 1,633 sqft |
| Basement Area | 1,633 sqft |
| Unfinished Basement | 1,633 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Construction Type | Frame |
| Lot Area | 20,038 sqft (0.46 acres) |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 14755 E HARMONY DR |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-4847 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 CEDAR CREEK ESTATES 3863/81 2186/124 2068/192 1398/352 |
| Legal Subdivision | CEDAR CREEK ESTATES |
| Legal Lot Number | 7 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | WATSON |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 950500 |
14755 E Harmony Dr is owned and occupied by two individuals who acquired it in June 2023.
Source: Effingham County records, as of October 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14755 E HARMONY DR, EFFINGHAM, IL 62401-4847 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 2005 · Amount on File |
| Deed Sale | Dec 1, 2005 · Amount on File |
| Deed Document Number | 20056532 |
| Deed Book / Page | 2186 / 124 |
| Last Transfer Date | Jun 9, 2023 |
| Transfer Doc | 0003863/81 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Jun 13, 2023 |
| Property Address | 14755 E HARMONY DR, EFFINGHAM, IL 62401-4847 |
| Document Number | 0003863/81 |
| Book / Page | 3863 / 81 |
| Map Reference | PL 13 PG 109 PL 71-C |
| Instrument Date | Jun 9, 2023 |
| Instrument | 202323001950 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14755 E HARMONY DR, EFFINGHAM, IL 62401-4847 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 14755 E HARMONY DR, EFFINGHAM, IL 62401-4847 |
The 2025 property tax bill for 14755 E Harmony Dr was $3,818 with a homeowner's exemption, up 8.5% from the year before.
Source: Effingham County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Watson Township |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,818.00 (+8.53%) Homeowner's exemption | $78,030 (+10.01%) Land $9,750 Building $68,280 | $234,090 (+10.01%) Land $29,250 Building $204,840 |
| 2024 | $3,518.00 | $70,930 Land $8,860 Building $62,070 | $212,790 Land $26,580 Building $186,210 |
| 2022 | $2,715.00 Homeowner's exemption | $58,350 Land $7,290 Building $51,060 | $175,050 Land $21,870 Building $153,180 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 14755 E Harmony Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 14755 E Harmony Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 25 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
4G LTE (outdoors only), no 5G reported
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