Effingham County property record for 14643 E Harmony Dr, Effingham, IL 62401
| Property Type | Single Family Home |
|---|---|
| Details | 1,317 sqft · built 1993 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,365 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-10-164-002 |
| Primary APN | 14-10-164-002 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Stories | 1 Story |
| Building Area | 1,317 sqft Base Area |
| 1st Floor Area | 1,317 sqft |
| Basement Area | 1,117 sqft |
| Unfinished Basement | 1,116 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Construction Type | Frame |
| Lot Area | 20,473 sqft (0.47 acres) |
| Garage Area | 529 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 14643 E HARMONY DR |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-4846 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 CEDAR CREEEK ESTATES 1023/9 980/130 864/136 |
| Legal Subdivision | CEDAR CREEEK ESTATES |
| Legal Lot Number | 2 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | WATSON |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 950500 |
Source: Effingham County records, as of October 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14643 E HARMONY DR, EFFINGHAM, IL 62401-4846 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Effingham County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Watson Township |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,365.00 (+47.92%) | $112,210 (+33.71%) Land $9,830 Building $102,380 | $336,630 (+33.71%) Land $29,490 Building $307,140 |
| 2022 | $3,627.00 Homeowner's exemption Senior Citizen's exemption | $83,920 Land $7,350 Building $76,570 | $251,760 Land $22,050 Building $229,710 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 25 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
5G (outdoors only) and 4G LTE
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