1475 Michael Dr, Troy, OH 45373 Property Records

Miami County property record for 1475 Michael Dr, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,016 sqft · built 1996
Lot Size	0.222 acres (9,670 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,645 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Jan 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D45-002268`

Property Details

APN / Parcel Number

Primary APN	`D45-002268`
Alternative APN	`011012.2-04-038-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,016 sqft Living Area
1st Floor Area	2,728 sqft
Upper Floors Area	652 sqft
Family Room	Family Room

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	9,670 sqft (0.222 acres)
Lot Dimensions	121 ft deep x 80 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	60 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1475 MICHAEL DR
City	TROY
State	OH
Zip	45373-6601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 8055 HUNTERS RUN #1
Legal Subdivision	HUNTERS RUN #1
Legal Lot Number	8055
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	4
Census Block	4021
Census Tract	365102

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1475 MICHAEL DR, TROY, OH 45373-6601
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2024	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK OF WESTERN OHIO
Jan 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Dec 19, 2024	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 18, 2024
Transfer Doc	0000013296
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	1475 MICHAEL DR, TROY, OH 45373-6601
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1475 MICHAEL DR, TROY, OH 45373-6601

Mortgage

Document Number	0000000389
Date	Jan 11, 2024
Instrument	2024OR-00389

Lender

Name	FIFTH THIRD BANK OF WESTERN OHIO
Type	Bank
Address	5050 KINGSLEY DR, CINCINNATI, OH 45227

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 25, 2054

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	1475 MICHAEL DR, TROY, OH 45373-6601
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1475 MICHAEL DR, TROY, OH 45373-6601

Mortgage

Document Number	0000000664
Date	Jan 16, 2026
Instrument	2026OR-00664

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	5001 KINGSLEY DR, CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

December 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MIAMI OH
Recording Date	Dec 19, 2024
Property Address	1475 MICHAEL DR, TROY, OH 45373-6601
Document Number	0000013296
Map Reference	MB 17 PG 46-46A
Instrument Date	Dec 18, 2024
Instrument	2024OR-13296
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1475 MICHAEL DR, TROY, OH 45373-6601

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Miami East Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,645.00 (+5.55%)	$95,140 (+23.16%) Land $15,860 Building $79,280	$271,800 (+23.15%) Land $45,300 Building $226,500
2024	$2,506.00 (+1.75%)	$77,250 (-) Land $17,820 Building $59,430
2023	$2,463.00 (-4.5%)	$77,250 (-) Land $17,820 Building $59,430	$220,700 (-) Land $50,900 Building $169,800
2022	$2,579.00	$77,250 Land $17,820 Building $59,430	$220,700 Land $50,900 Building $169,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	13 (1980–2014)
Claims Outside the SFHA	11 of 13
Most Recent Claim	May 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

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