1453 Michael Dr, Troy, OH 45373 Property Records

Miami County property record for 1453 Michael Dr, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,307 sqft · built 1996
Lot Size	0.208 acres (9,060 sqft)
Owner	Individual Name on File
Last Sale	$213,000 (Jan 2018)
Tax Bill	$2,953 (2025)
Deeds & Mortgages	Jan 2018 Sale & Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D45-002264`

Property Details

APN / Parcel Number

Primary APN	`D45-002264`
Alternative APNs	`011012.2-04-036-00` `D45NE102 00700`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,307 sqft Living Area
1st Floor Area	2,622 sqft
Upper Floors Area	996 sqft
Family Room	Family Room

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	9,060 sqft (0.208 acres)
Lot Dimensions	121 ft deep x 75 ft wide
Garage Area	427 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	44 sqft
Deck Area	300 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1453 MICHAEL DR
City	TROY
State	OH
Zip	45373-6601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 8053 HUNTERS RUN #1
Legal Subdivision	HUNTERS RUN #1
Legal Lot Number	8053
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	4
Census Block	4021
Census Tract	365102

Owner

1453 Michael Dr is owned and occupied by an individual who bought it in January 2018.

Source: Miami County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1453 MICHAEL DR, TROY, OH 45373-6601
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2018	Deed, Transfer · Conventional Mortgage WESTERN OHIO MORTGAGE CORP
Aug 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage HTM AREA CU INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2018 · Amount on File
Deed Sale	Jan 17, 2018 · Amount on File
Prior Sale	Jun 15, 2006 · Amount on File
Deed Document Number	2018OR-00687
Record Updated	Oct 29, 2026

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MIAMI OH
Recording Date	Jan 17, 2018
Property Address	1453 MICHAEL DR, TROY, OH 45373-6601
Document Number	0000000687
Map Reference	PB17 PG46 & 46A
Instrument Date	Jan 11, 2018
Instrument	2018OR-00687
Transaction Type	Transfer
Record Updated	Feb 17, 2022
Title Company	REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$426.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1453 MICHAEL DR, TROY, OH 45373-6601

Mortgage

Document Number	0000000688
Date	Jan 17, 2018
Instrument	2018OR-00688

Lender

Name	WESTERN OHIO MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2048

Interest

Rate Type	Fixed Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	1453 MICHAEL DR, TROY, OH 45373-6601
Document Number	0000010415
Instrument Date	Aug 14, 2017
Transaction Type	Mortgage
Record Updated	Sep 25, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010415
Date	Aug 23, 2017
Instrument	10415

Lender

Name	HTM AREA CU INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1453 Michael Dr was $2,953 with a homeowner's exemption, up 6.6% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Miami East Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,953.00 (+6.57%) Homeowner's exemption	$109,140 (+24.42%) Land $15,580 Building $93,560	$311,800 Land $44,500 Building $267,300
2024	$2,771.00 (+1.73%) Homeowner's exemption	$87,720 (-) Land $17,540 Building $70,180
2023	$2,724.00 (-4.52%) Homeowner's exemption	$87,720 (-) Land $17,540 Building $70,180	$250,600 (-) Land $50,100 Building $200,500
2022	$2,853.00 Homeowner's exemption	$87,720 Land $17,540 Building $70,180	$250,600 Land $50,100 Building $200,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1453 Michael Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	13 (1980–2014)
Claims Outside the SFHA	11 of 13
Most Recent Claim	May 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1453 Michael Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Watch TV.

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