1475 E Waterfall Way, Fruit Heights (Kaysville), UT 84037 Property Records

Davis County property record for 1475 E Waterfall Way, Fruit Heights, UT 84037

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,970 sqft · built 1969
Lot Size	0.292 acres (12,720 sqft)
Owner	Individual Name on File
Last Sale	$232,300 (Apr 2013)
Tax Bill	$3,572 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Aug 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-086-0331`

Property Details

APN / Parcel Number

Primary APN	`07-086-0331`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,970 sqft Living Area
Basement Area	1,970 sqft
Unfinished Basement	1,970 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,720 sqft (0.292 acres)
Garage Area	660 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1475 E WATERFALL WAY
City	FRUIT HEIGHTS
State	UT
Zip	84037-2771
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-S-12
Legal Description	ALL OF LOT 331, BARTON MANOR NO 3 SUB. CONT. 0.292 ACRES
Legal Subdivision	BARTON MANOR NO 3 SUBDIVISION
Legal Lot Number	331
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	2
Census Block	2020
Census Tract	125102

Owner

1475 E Waterfall Way is owned and occupied by an individual who bought it in April 2013.

Source: Davis County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1475 E WATERFALL WAY, FRUIT HEIGHTS, UT 84037-2771
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Aug 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage AMERICA FIRST CU
Mar 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2013 · Amount on File
Deed Sale	Apr 2, 2013 · Amount on File
Prior Sale	Nov 30, 2009 · Amount on File
Deed Document Number	20132730826
Deed Book / Page	5739 / 1130
Prior Transfer Date	Mar 28, 2013
Prior Transfer Doc	05739/1128
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1475 E WATERFALL WAY, FRUIT HEIGHTS, UT 84037-2771
Transaction Type	Mortgage
Record Updated	Dec 5, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1475 E WATERFALL WAY, FRUIT HEIGHTS, UT 84037-2771

Mortgage

Document Number	008871/837
Date	Nov 7, 2025
Book Page	8871/837
Instrument	3642132

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1475 E WATERFALL WAY, FRUIT HEIGHTS, UT 84037-2771
Transaction Type	Mortgage
Record Updated	Sep 13, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007083/969
Date	Aug 22, 2018
Book Page	7083/969
Instrument	3112721

Lender

Name	AMERICA FIRST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1475 E WATERFALL WAY, FRUIT HEIGHTS, UT 84037-2771
Transaction Type	Mortgage
Record Updated	Sep 13, 2022
Title Company	RELTCO INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	07726/1053
Date	Mar 29, 2021
Book Page	7726/1053
Instrument	3364641

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1475 E Waterfall Way was $3,572, up 3.8% from the year before.

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Fruit Heights City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$372,350 (+3.04%) Land $193,414 Building $178,936	$677,000 (+3.04%) Land $351,661 Building $325,339
2025	$3,572.00 (+3.84%)	$361,350 Land $215,512 Building $145,838	$657,000 Land $391,840 Building $265,160
2024	$3,440.00 (+2.38%)
2023	$3,360.00 (-5.43%)	$624,000 Land $262,436 Building $361,564	$624,000 Land $262,436 Building $361,564
2022	$3,553.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1475 E Waterfall Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (1984)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1984 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1475 E Waterfall Way is moderate, ranking above 50% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 60% of Utah
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRUIT HEIGHTS CITY WATER SYSTEM serves 6,075 people · EPA ID UTAH06017
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Mar 2025
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Connext Networks Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Echo Broadband.

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