1474 Ramsay Cir, Walnut Creek, CA 94597 Property Records

Contra Costa County property record for 1474 Ramsay Cir, Walnut Creek, CA 94597

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,659 sqft · built 1969
Lot Size	0.248 acres (10,800 sqft)
Owner	2 Trust Names on Record
Last Sale	$500,000 (Oct 2000)
Tax Bill	$9,746 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Oct 2022 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`175-242-023`

Property Details

APN / Parcel Number

Primary APN	`175-242-023`
Alternative APN	`175-242-023-0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,659 sqft Living Area
1st Floor Area	1,659 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Stucco
Roof Material	Wood Shingle
Lot Area	10,800 sqft (0.248 acres)
Garage Type	Attached
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1474 RAMSAY CIR
City	WALNUT CREEK
State	CA
Zip	94597-2356
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	TRACT 3606 LOT 49 EX 1/2 MR
Legal Subdivision	SUBDIVISION 3608
Legal Tract	3606
Legal Lot Number	49
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3007
Census Tract	340003

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	1474 RAMSAY CIR, WALNUT CREEK, CA 94597-2356
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage OCEAN LENDING HOME LOANS INC
Oct 26, 2022	Deed of Trust, Mortgage · Line of Credit PROVIDENT CU
Aug 25, 2020	Quit Claim Deed, Transfer OCEAN LNDG HM LNS INC
Aug 27, 2020	Quit Claim Deed, Transfer WESTMINSTER TITLE COMPANY INC, WESTMINSTER TITLE CO INC
Dec 12, 2019	Quit Claim Deed, Transfer · Conventional with PMI OCEAN LNDG HM LNS INC
Dec 12, 2019	Quit Claim Deed, Transfer PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.
Apr 15, 2019	Quit Claim Deed, Transfer WESTMINISTER TITLE
Apr 15, 2019	Quit Claim Deed, Transfer · Conventional with PMI OCEAN LNDG HM LNS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2000 · Amount on Record
Deed Sale	Oct 6, 2000 · Amount on Record
Deed Document Number	2000218653
Last Transfer Date	Aug 17, 2020
Transfer Doc	0000184624
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1474 RAMSAY CIR, WALNUT CREEK, CA 94597-2356
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	WESTMINSTER TITLE COMPANY INC, WESTMINSTER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1474 RAMSAY CIR, WALNUT CREEK, CA 94597-2356

Mortgage

Document Number	0000267462
Date	Sep 27, 2021
Instrument	2021-267462

Lender

Name	OCEAN LENDING HOME LOANS INC
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1474 RAMSAY CIR, WALNUT CREEK, CA 94597-2356
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	CHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1474 RAMSAY CIR, WALNUT CREEK, CA 94597-2356

Mortgage

Document Number	0000166118
Date	Oct 26, 2022
Instrument	2022-166118

Lender

Name	PROVIDENT CU
Type	Credit Union
Address	REDWOOD CITY, CA 94065

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 25, 2020
Property Address	1474 RAMSAY CIR, WALNUT CREEK, CA 94597-2356
Document Number	0000181294
Instrument Date	Aug 17, 2020
Instrument	181294
Transaction Type	Transfer
Record Updated	Sep 15, 2020
Title Company	WESTMINSTER TITLE COMPANY INC, WESTMINSTER TITLE CO INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1474 RAMSAY CIR WALNUT CREEK CA 945972356, WALNUT CREEK, CA 94597-2356

Mortgage

Document Number	181295
Date	Aug 25, 2020
Instrument	181295

Lender

Name	OCEAN LNDG HM LNS INC
Address	IRVINE, CA 92612

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 24, 2050

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 27, 2020
Property Address	1474 RAMSAY CIR, WALNUT CREEK, CA 94597-2356
Document Number	0000184624
Instrument Date	Aug 17, 2020
Instrument	184624
Transaction Type	Transfer
Record Updated	Sep 16, 2020
Title Company	WESTMINSTER TITLE COMPANY INC, WESTMINSTER TITLE CO INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1474 RAMSAY CIR WALNUT CREEK CA 945972356, WALNUT CREEK, CA 94597-2356

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 12, 2019
Property Address	1474 RAMSAY CIR, WALNUT CREEK, CA 94597-2356
Document Number	0000222848
Instrument Date	Nov 13, 2019
Instrument	222848
Transaction Type	Transfer
Record Updated	Dec 24, 2019
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1474 RAMSAY CIR WALNUT CREEK CA 945972356, WALNUT CREEK, CA 94597-2356

Mortgage

Document Number	222849
Date	Dec 12, 2019
Instrument	222849

Lender

Name	OCEAN LNDG HM LNS INC
Address	IRVINE, CA 92612

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 11, 2049

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 12, 2019
Property Address	1474 RAMSAY CIR, WALNUT CREEK, CA 94597-2356
Document Number	0000222850
Instrument Date	Nov 13, 2019
Instrument	222850
Transaction Type	Transfer
Record Updated	Dec 24, 2019
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1474 RAMSAY CIR WALNUT CREEK CA 945972356, WALNUT CREEK, CA 94597-2356

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 15, 2019
Property Address	1474 RAMSAY CIR, WALNUT CREEK, CA 94597-2356
Document Number	0000051815
Instrument Date	Apr 2, 2019
Instrument	51815
Transaction Type	Transfer
Record Updated	Apr 24, 2019
Title Company	WESTMINISTER TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1474 RAMSAY CIR WALNUT CREEK CA 945972356, WALNUT CREEK, CA 94597-2356

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 15, 2019
Property Address	1474 RAMSAY CIR, WALNUT CREEK, CA 94597-2356
Document Number	0000051813
Instrument Date	Apr 2, 2019
Instrument	51813
Transaction Type	Transfer
Record Updated	Apr 24, 2019
Title Company	WESTMINSTER TITLE COMPANY INC, WESTMINSTER TITLE CO INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1474 RAMSAY CIR WALNUT CREEK CA 945972356, WALNUT CREEK, CA 94597-2356

Mortgage

Document Number	51814
Date	Apr 15, 2019
Instrument	51814

Lender

Name	OCEAN LNDG HM LNS INC
Address	MISSION VIEJO, CA 92691

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 14, 2049

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Walnut Creek City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Walnut Creek Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$803,843 (+2%) Land $384,235 Building $419,608
2025	$9,746.00 (+8.13%) Homeowner's exemption	$788,082 (+8.83%) Land $376,701 Building $411,381
2023	$9,013.00 (+1.3%)	$724,148 Land $362,074 Building $362,074
2022	$8,897.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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