1463 Ramsay Cir, Walnut Creek, CA 94597 Property Records

Contra Costa County property record for 1463 Ramsay Cir, Walnut Creek, CA 94597

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,186 sqft · built 1968
Lot Size	0.276 acres (12,000 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,141 (2025)
Deeds & Mortgages	Jan 2019 Mortgage Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`175-241-003-3`

Property Details

APN / Parcel Number

Primary APN	`175-241-003-3`
Alternative APN	`175-241-003`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,186 sqft Living Area
1st Floor Area	1,120 sqft
2nd Floor Area	1,066 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1969
Lot Area	12,000 sqft (0.276 acres)
Garage Type	Attached
Garage Area	463 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1463 RAMSAY CIR
City	WALNUT CREEK
State	CA
Zip	94597-2342
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	TRACT 3606 LOT 3 EX MR
Legal Subdivision	SUBDIVISION 3606
Legal Tract	3606
Legal Lot Number	3
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3007
Census Tract	340003

Owner

1463 Ramsay Cir is owned and occupied by two individuals who acquired it in January 2010.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1463 RAMSAY CIR, WALNUT CREEK, CA 94597-2342
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2019	Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA
Oct 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 14, 2010
Transfer Doc	0000015581
Record Updated	Sep 20, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1463 RAMSAY CIR, WALNUT CREEK, CA 94597-2342
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008272
Date	Jan 18, 2019
Instrument	2019-008272

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Feb 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9%
Index	1-Year LIBOR
Max Rate	9%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1463 RAMSAY CIR, WALNUT CREEK, CA 94597-2342
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1463 RAMSAY CIR, WALNUT CREEK, CA 94597-2342

Mortgage

Document Number	0000275149
Date	Oct 5, 2021
Instrument	2021-275149

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1463 Ramsay Cir was $4,141 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Walnut Creek City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Walnut Creek Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$309,129 (+2%) Land $120,018 Building $189,111
2025	$4,141.00 Homeowner's exemption	$303,068 Land $117,665 Building $185,403
2023	$3,964.00 (+2.09%) Homeowner's exemption	$291,301 Land $113,097 Building $178,204
2022	$3,883.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1463 Ramsay Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1463 Ramsay Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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