DuPage County property record for 1474 N Charles Ave, Naperville, IL 60563
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,334 sqft · built 2017 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Trust Name on File |
| Last Sale | $443,000 (Mar 2017) |
| Tax Bill | $11,392 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage Jul 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-08-103-017 |
| Primary APN | 08-08-103-017 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,334 sqft Living Area |
| Gross Area | 3,051 sqft |
| 1st Floor Area | 1,017 sqft |
| 2nd Floor Area | 1,017 sqft |
| Basement Area | 1,017 sqft |
| Finished Basement | 300 sqft |
| Unfinished Basement | 717 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Lot Area | 2,178 sqft (0.05 acres) |
| Garage Area | 2 sqft |
| Street Address | 1474 N CHARLES AVE |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60563-2864 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BAUER PLACE PHASE 2 SUB N 30.25 FT |
| Legal Subdivision | BAUER PLACE PHASE 2 SUB |
| Legal Phase | 2 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | LISLE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 846105 |
1474 N Charles Ave is owner-occupied and held in a trust since May 2018.
Source: DuPage County records, as of August 17, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1474 N CHARLES AVE, NAPERVILLE, IL 60563-2864 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP |
| Jul 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP |
| Jun 5, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage US BANK NA |
| Mar 30, 2017 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage M&I FIN'L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 30, 2017 · Amount on File |
| Deed Sale | Mar 30, 2017 · Amount on File |
| Deed Document Number | 201730544 |
| Last Transfer Date | May 2, 2018 |
| Transfer Doc | 0000049552 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 1474 N CHARLES AVE, NAPERVILLE, IL 60563-2864 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000107049 |
|---|---|
| Date | Nov 19, 2019 |
| Instrument | R2019-107049 |
| Name | DRAPER & KRAMER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DOWNERS GROVE, IL 60515 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 1474 N CHARLES AVE, NAPERVILLE, IL 60563-2864 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000108437 |
|---|---|
| Date | Jul 16, 2021 |
| Instrument | R2021-108437 |
| Name | DRAPER & KRAMER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DOWNERS GROVE, IL 60515 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jun 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Jun 5, 2018 |
| Property Address | 1474 N CHARLES AVE, NAPERVILLE, IL 60563-2864 |
| Document Number | 0000049552 |
| Map Reference | DOCR2016-096870 |
| Instrument Date | May 2, 2018 |
| Instrument | R2018-049552 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Title Company | CHICAGO TITLE LAND TRUST COM |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1474 N CHARLES AVE, NAPERVILLE, IL 60563-2864 |
| Document Number | 0000049553 |
|---|---|
| Date | Jun 5, 2018 |
| Instrument | R2018-049553 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2048 |
| Document Number | 0000049554 |
|---|---|
| Date | Jun 5, 2018 |
| Instrument | R2018-049554 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | May 3, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Mar 30, 2017 |
| Property Address | 1474 N CHARLES AVE, NAPERVILLE, IL 60563-2864 |
| Document Number | 0000030544 |
| Instrument Date | Mar 1, 2017 |
| Instrument | 30544 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 26, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $665.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1204 SUFFOLK ST NAPERVILLE IL 605632756, NAPERVILLE, IL 60563-2756 |
| Investor | Possibly a Property Investor |
| Document Number | 30545 |
|---|---|
| Date | Mar 30, 2017 |
| Instrument | 30545 |
| Name | M&I FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 29, 2047 |
The 2025 property tax bill for 1474 N Charles Ave was $11,392 with a homeowner's exemption.
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Lisle Township |
| Municipality | Naperville City |
| Unified School District | Naperville Community Unit District 203 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,392.00 | $203,204 Land $28,706 Building $174,498 | $609,612 Land $86,118 Building $523,494 |
| 2022 | $9,851.00 Homeowner's exemption | $158,220 Land $22,350 Building $135,870 | $474,660 Land $67,050 Building $407,610 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1474 N Charles Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1474 N Charles Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPERVILLE serves 156,406 people · EPA ID IL0434670 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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