1470 N Charles Ave, Naperville, IL 60563 Property Records

DuPage County property record for 1470 N Charles Ave, Naperville, IL 60563

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,334 sqft · built 2017
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on Record
Last Sale	$550,000 (Jul 2022)
Tax Bill	$11,260 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-08-103-019`

Property Details

APN / Parcel Number

Primary APN	`08-08-103-019`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,334 sqft Living Area
Gross Area	3,051 sqft
1st Floor Area	1,017 sqft
2nd Floor Area	1,017 sqft
Basement Area	1,017 sqft
Finished Basement	300 sqft
Unfinished Basement	717 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	2,178 sqft (0.05 acres)
Garage Area	2 sqft

Location & Zoning

Street Address	1470 N CHARLES AVE
City	NAPERVILLE
State	IL
Zip	60563-2864
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BAUER PLACE PHASE 2 SUB /EX N 51.58 FT/
Legal Subdivision	BAUER PLACE PHASE 2 SUB
Legal Phase	2
Jurisdiction	DU PAGE IL
Township / Civil Division	LISLE
Census Block Group	1
Census Block	1000
Census Tract	846105

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1120 WICKFIELD CT, NAPERVILLE, IL 60563-3300
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2022	Warranty Deed, Transfer · Conventional Mortgage BBCN BANK
Feb 17, 2021	Warranty Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2022 · Amount on Record
Deed Sale	Jul 22, 2022 · Amount on Record
Prior Sale	Feb 17, 2021 · Amount on Record
Deed Document Number	202270049
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Jul 22, 2022
Property Address	1470 N CHARLES AVE, NAPERVILLE, IL 60563-2864
Document Number	0000070049
Map Reference	DOC R2016-096870
Instrument Date	Jun 27, 2022
Instrument	R2022-070049
Transaction Type	Transfer
Record Updated	Aug 8, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1470 N CHARLES AVE, NAPERVILLE, IL 60563-2864

Mortgage

Document Number	0000070050
Date	Jul 22, 2022
Instrument	R2022-070050

Lender

Name	BBCN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Jul 1, 2029
Change Frequency	Monthly
Min Rate At Change	4%
Max Rate At Change	9.87%
Index	Other
Margin	4
Max Rate	9.87%

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Feb 17, 2021
Property Address	1470 N CHARLES AVE, NAPERVILLE, IL 60563-2864
Document Number	0000025559
Map Reference	DOC R2016-096870
Instrument Date	Jan 27, 2021
Instrument	R2021-025559
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TTL SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$422.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1470 N CHARLES AVE, NAPERVILLE, IL 60563-2864

Mortgage

Document Number	0000025560
Date	Feb 17, 2021
Instrument	R2021-025560

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Lisle Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,260.00 (+15.64%)	$200,944 (+28.43%) Land $28,706 Building $172,238	$602,832 (+28.43%) Land $86,118 Building $516,714
2022	$9,737.00 Homeowner's exemption	$156,460 Land $22,350 Building $134,110	$469,380 Land $67,050 Building $402,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

1470 N Charles Ave, Naperville, IL 60563 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

February 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on N Charles Ave

Nearby Streets

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