1474 Harding Blvd, Cotter, AR 72626 Property Records

Baxter County property record for 1474 Harding Blvd, Cotter, AR 72626

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,373 sqft
Lot Size0.64 acres (27,878 sqft)
Owner2 Individual Names on File
Last Sale$78,000 (Aug 2004)
Tax Bill$180 (2025)
Deeds & MortgagesSep 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN004-00498-000

Property Details

APN / Parcel Number

Primary APN004-00498-000
Alternative APN
  • 27173

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,373 sqft Living Area
1st Floor Area1,373 sqft
FlooringCarpet

Exterior

Exterior MaterialBrick Veneer
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialFiberglass
Lot Area27,878 sqft (0.64 acres)
Lot Dimensions135 ft deep x 50 ft wide
Garage TypeAttached
Garage Area864 sqft
DrivewayAsphalt Driveway
Driveway Area1,188 sqft
PorchSlab
Porch Area378 sqft
Deck Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1474 HARDING BLVD
CityCOTTER
StateAR
Zip72626-9765
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 481,482,467,& 468 COTTER HGHTS.
Legal Range14
Legal Township19
Legal Section31
Legal SubdivisionCOTTER HEIGHTS
Legal Lot Number467,468
JurisdictionBAXTER AR
Township / Civil DivisionWHITEVILLE
Census Block Group2
Census Block2009
Census Tract950900

Owner

1474 Harding Blvd is owned and occupied by two individuals who bought it in August 2004.

Source: Baxter County records, as of October 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1474 HARDING BLVD, COTTER, AR 72626-9765
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 5, 2004 · Amount on File
Deed SaleAug 5, 2004 · Amount on File
Deed Book / Page2004 / 9508
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAXTER AR
Recording DateSep 28, 2026
Property Address1474 HARDING BLVD, COTTER, AR 72626-9765
Document Number0000008661
Instrument DateSep 22, 2026
Instrument20268661
Transaction TypeMortgage
Record UpdatedOct 7, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1474 HARDING BLVD, COTTER, AR 72626-9765

Mortgage

Document Number0000008661,
DateSep 28, 2026
Instrument20268661
Lender
NameFIRST SECURITY BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term60 Months
DueNov 22, 2031
Interest
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 1474 Harding Blvd was $180 with a homeowner's exemption, down 35.7% from the year before.

Source: Baxter County assessment roll, as of November 25, 2025

Property Jurisdictions

TypeName
StateArkansas
CountyBaxter County
MunicipalityCotter City
Unified School DistrictCotter School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$180.00 (-35.71%) Homeowner's exemption$32,280 Land $2,000 Building $30,280
2024$280.00 (-21.13%)
2023$355.00 Homeowner's exemption$32,280 Land $2,000 Building $30,280$161,400 Land $10,000 Building $151,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1474 Harding Blvd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 3, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1474 Harding Blvd is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 52% of Arkansas
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOTTER WATERWORKS
serves 1,233 people · EPA ID AR0000028
Water SourceGroundwater
Last State InspectionJul 2024

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mountain View Telephone Company
Fiber
1,000 / 500
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Northern Arkansas Telephone Company.

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