1420 Harding Blvd, Cotter, AR 72626 Property Records

Baxter County property record for 1420 Harding Blvd, Cotter, AR 72626

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,740 sqft
Lot Size	1.12 acres (48,787 sqft)
Owner	2 Company Names on Record
Tax Bill	$2,763 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Feb 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`004-00497-001`

Property Details

APN / Parcel Number

Primary APN	`004-00497-001`
Alternative APN	`27172`

Interior

Full Baths	5 Baths
Stories	1 Story
Building Area	3,740 sqft Living Area
1st Floor Area	2,796 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	48,787 sqft (1.12 acres)
Lot Dimensions	135 ft deep x 50 ft wide
Garage Type	Attached
Driveway	Driveway
Driveway Area	2,312 sqft
Porch	Glass Porch
Porch Area	520 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1420 HARDING BLVD
City	COTTER
State	AR
Zip	72626-9765
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT NUMBERS 471, 472, 473 AND 474, AND THAT PART OF LOT NUMBERS 475, 476, 477 AND 478 LYING SOUTH OF U.S. HIGHWAY NO. 62, ALL
Legal Subdivision	COTTER HEIGHTS
Legal Lot Number	471-474
Jurisdiction	BAXTER AR
Township / Civil Division	WHITEVILLE
Census Block Group	2
Census Block	2009
Census Tract	950900

Owner

Source: Baxter County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1420 HARDING BLVD, COTTER, AR 72626-9765
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2022	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY BANK
Feb 3, 2020	Special Warranty Deed, Transfer PROFESSIONAL LAND TITLE COMPANY, PROFESSIONAL LAND TTL CO OF

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2024
Deed Sale	Sep 18, 2024
Deed Document Number	2024-L202407872
Prior Transfer Date	Feb 3, 2020
Prior Transfer Doc	L202000996
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAXTER AR
Property Address	1420 HARDING BLVD, COTTER, AR 72626-9765
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	L202211019
Date	Oct 13, 2022
Instrument	L202211019

Lender

Name	FIRST COMMUNITY BANK
Type	Bank
Address	BATESVILLE, AR 72503

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 13, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BAXTER AR
Recording Date	Feb 3, 2020
Property Address	1420 HARDING BLVD, COTTER, AR 72626-9765
Document Number	L202000996
Instrument Date	Jan 27, 2020
Instrument	L202000996
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	PROFESSIONAL LAND TITLE COMPANY, PROFESSIONAL LAND TTL CO OF

Transaction

Amount	Amount Recorded
Tax	$544.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3900 CAPITAL CITY BLVD, 3900, LANSING, MI 48906-2147

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 ALFORD ST # 11, 11, FLIPPIN, AR 72634-8752

Tax Assessment & Valuation

Source: Baxter County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Baxter County
Municipality	Cotter City
Unified School District	Cotter School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,763.00 (-17.84%) Homeowner's exemption	$67,040 (-) Land $3,500 Building $63,540
2024	$3,363.00 (+7.48%)
2023	$3,129.00	$67,040 Land $3,500 Building $63,540	$335,200 Land $17,500 Building $317,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 52% of Arkansas
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COTTER WATERWORKS serves 1,233 people · EPA ID AR0000028
Water Source	Groundwater
Last State Inspection	Jul 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mountain View Telephone Company Fiber	1,000 / 500
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Northern Arkansas Telephone Company.

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