1474 Baytowne Ave E, Miramar Beach, FL 32550 Property Records

Walton County property record for 1474 Baytowne Ave E, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,352 sqft · built 2003
Lot Size	0.482 acres (20,996 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,700,000 (Aug 2026)
Tax Bill	$12,816 (2025)
Deeds & Mortgages	Aug 2026 Sale Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-2S-21-42400-000-1474`

Property Details

APN / Parcel Number

Primary APN	`25-2S-21-42400-000-1474`
Alternative APNs	`25-221-42400-000-1474` `1048114`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,352 sqft Living Area
Gross Area	4,826 sqft
1st Floor Area	1,922 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Wood
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	20,996 sqft (0.482 acres)
Lot Dimensions	182 ft deep x 134 ft wide
Garage Type	Attached
Garage Area	840 sqft
Porch	Finished/Open Porch
Porch Area	634 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1474 BAYTOWNE AVE E
City	MIRAMAR BEACH
State	FL
Zip	32550-4523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT 1474 BAYTOWNE AVE EAST S/D PH II AND INTEREST IN COMMON ELEMENTS AS REC IN PB 8-22 OR 521-188 OR 1714-190 OR 2389-322 OR 2761-2781 OR 3240-1327
Legal Range	021
Legal Township	02S
Legal Section	25
Legal Subdivision	BAYTOWNE AVE EAST PH II
Legal Phase	2
Legal Block	14
Legal Lot Number	1474
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	3
Census Block	3012
Census Tract	950607

Owner

Source: Walton County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1474 BAYTOWNE AVE E, MIRAMAR BEACH, FL 32550-4523
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2026	Warranty Deed, Transfer TITLE SERVICES, AQUARK TITLE SERVICES
Feb 24, 2022	Warranty Deed, Transfer · Conventional Mortgage INDEPENDENCE BANK OF KENTUCKY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2026 · Amount on Record
Deed Sale	Aug 13, 2026 · Amount on Record
Prior Sale	Feb 24, 2022 · Amount on Record
Deed Document Number	202633612
Deed Book / Page	3409 / 1716
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 13, 2026
Property Address	1474 BAYTOWNE AVE E, MIRAMAR BEACH, FL 32550-4523
Document Number	0000033612
Book / Page	3409 / 1716
Instrument Date	Aug 13, 2026
Instrument	202633612
Transaction Type	Transfer
Record Updated	Sep 1, 2026
Title Company	TITLE SERVICES, AQUARK TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$1,201,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1474 BAYTOWNE AVE E, MIRAMAR BEACH, FL 32550-4523

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Feb 24, 2022
Property Address	1474 BAYTOWNE AVE E, MIRAMAR BEACH, FL 32550-4523
Document Number	0032401327
Book / Page	3240 / 1327
Map Reference	MB 8 PG 22
Instrument Date	Feb 24, 2022
Instrument	20220008718
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	127 HARLINSDALE CT, FRANKLIN, TN 37069-2202

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	134 UNION ST, MADISONVILLE, KY 42431-2530

Mortgage

Document Number	0032401328
Date	Feb 24, 2022
Instrument	3240/1328

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,816.00 (+4.58%) Homeowner's exemption	$1,457,003 (+4.67%)	$1,474,575 (+5.93%) Land $415,000 Building $1,059,575
2024	$12,255.00 (-3.11%)
2023	$12,648.00 (+21.8%)	$1,391,998 (+8.71%) Land $345,407 Building $1,046,591	$1,391,998 (+8.71%) Land $345,407 Building $1,046,591
2022	$10,384.00	$1,280,514 Land $383,402 Building $897,112	$1,280,514 Land $383,402 Building $897,112

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 530 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,379 units insured incl. 849 condo units
Nearby Flood Claims	14 (2001–2021)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 6 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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