1473 Baytowne Ave E, Miramar Beach, FL 32550 Property Records

Walton County property record for 1473 Baytowne Ave E, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,872 sqft · built 1993
Lot Size	0.506 acres (22,041 sqft)
Owner	2 Company Names on Record
Last Sale	$2,100,000 (Jan 2026)
Tax Bill	$12,872 (2025)
Deeds & Mortgages	Jul 2026 Sale Apr 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`25-2S-21-42400-000-1473`

Property Details

APN / Parcel Number

Primary APN	`25-2S-21-42400-000-1473`
Alternative APNs	`25-221-42400-000-1473` `1048113`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,872 sqft Living Area
Gross Area	4,243 sqft
1st Floor Area	2,872 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2010
Exterior Material	Wood
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	22,041 sqft (0.506 acres)
Lot Dimensions	181 ft deep x 135 ft wide
Garage Type	Attached
Garage Area	560 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	745 sqft
Deck Area	Deck Area
Patio Area	331 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1473 BAYTOWNE AVE E
City	MIRAMAR BEACH
State	FL
Zip	32550-4523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT 1473 BAYTOWNE AVE EAST S/D PHASE II & INT IN COMMON ELEMENTS AS RECD IN PB 8-22 OR 521-188 OR 968-162 OR 2336-712 OR 2626-3766 OR 2785-2758 OR 2841-3310 OR 3035-967 OR 3159-3380
Legal Range	021
Legal Township	02S
Legal Section	25
Legal Subdivision	BAYTOWNE AVE EAST PHASE II
Legal Phase	2
Legal Block	14
Legal Lot Number	1473
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	3
Census Block	3012
Census Tract	950607

Owner

Source: Walton County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1473 BAYTOWNE AVE E, MIRAMAR BEACH, FL 32550-4523
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Quit Claim Deed, Transfer D LAND TITLE, KETCHERSID LAND & TITLE
Apr 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK OF MISSISSIPPI
Jan 26, 2026	Warranty Deed, Transfer BURKE LAW AND TITLE LLC
Sep 15, 2020	Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK
Mar 8, 2017	Warranty Deed, Transfer NEW FRONTIER TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2026 · Amount on Record
Deed Sale	Jan 26, 2026 · Amount on Record
Prior Sale	Sep 15, 2020 · Amount on Record
Deed Document Number	20262980
Deed Book / Page	3385 / 1277
Last Transfer Date	Jun 29, 2026
Transfer Doc	0000027851
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALTON FL
Recording Date	Jul 7, 2026
Property Address	1473 BAYTOWNE AVE E, MIRAMAR BEACH, FL 32550-4523
Document Number	0000027851
Book / Page	3404 / 4077
Instrument Date	Jun 29, 2026
Instrument	202627851
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	D LAND TITLE, KETCHERSID LAND & TITLE

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1473 BAYTOWNE AVE E, MIRAMAR BEACH, FL 32550-4523

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Recording Date	Apr 27, 2026
Property Address	1473 BAYTOWNE AVE E, MIRAMAR BEACH, FL 32550-4523
Document Number	0000016739
Book / Page	3395 / 4820
Instrument Date	Apr 17, 2026
Instrument	202616739
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	BURKE LAW AND TITLE LLC, BURKE LAW & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1473 BAYTOWNE AVE E, MIRAMAR BEACH, FL 32550-4523

Mortgage

Document Number	0000016739,
Date	Apr 27, 2026
Book Page	3395/4820
Instrument	202616739

Lender

Name	COMMUNITY BANK OF MISSISSIPPI

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jan 26, 2026
Property Address	1473 BAYTOWNE AVE E, MIRAMAR BEACH, FL 32550-4523
Document Number	0033851277
Book / Page	3385 / 1277
Map Reference	MB 8 PG 22
Instrument Date	Jan 16, 2026
Instrument	20260002980
Transaction Type	Transfer
Record Updated	Feb 11, 2026
Title Company	BURKE LAW AND TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$14,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	422 BROOKWOOD DR, AUBURN, AL 36830-6002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	362 W CLUB DR, CARROLLTON, GA 30117-4145

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 15, 2020
Property Address	1473 BAYTOWNE AVE E, MIRAMAR BEACH, FL 32550-4523
Document Number	0031593380
Book / Page	3159 / 3380
Map Reference	MB 8 PG 22
Instrument Date	Sep 2, 2020
Instrument	20200035915
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	BRIGHT LINE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1600 N WOODLAWN AVE, 1600, SAINT LOUIS, MO 63124-1054

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1473 BAYTOWNE AVE E, MIRAMAR BEACH, FL 32550-4523

Mortgage

Document Number	0031593382
Date	Sep 15, 2020
Instrument	3159/3382

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Oct 1, 2030
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 8, 2017
Property Address	1473 BAYTOWNE AVE E, MIRAMAR BEACH, FL 32550-4523
Document Number	0030350967
Book / Page	003035 / 000967
Instrument Date	Mar 2, 2017
Instrument	7132
Transaction Type	Transfer
Record Updated	Apr 6, 2017
Title Company	NEW FRONTIER TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$8,050.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1600 N WOODLAWN AVE ST LOUIS MO 631241054, ST LOUIS, MO 63124-1054

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,872.00 (+1.85%) Homeowner's exemption	$1,463,177 (-2.77%)	$1,469,139 (-2.38%) Land $415,000 Building $1,054,139
2024	$12,638.00 (-5.16%)
2023	$13,326.00 (+21.74%) Homeowner's exemption	$1,504,897 (+11.15%) Land $379,948 Building $1,124,949	$1,504,897 (+11.15%) Land $379,948 Building $1,124,949
2022	$10,946.00	$1,353,886 Land $421,742 Building $932,144	$1,353,886 Land $421,742 Building $932,144

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 530 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,379 units insured incl. 849 condo units
Nearby Flood Claims	14 (2001–2021)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 6 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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