14738 Chamberlain Rd, Flat Rock, MI 48134 Property Records

Monroe County property record for 14738 Chamberlain Rd, Flat Rock, MI 48134

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 4,044 sqft · built 1927
Lot Size0.45 acres (19,602 sqft)
OwnerCompany Name on File
Last Sale$350,000 (Aug 2022)
Tax Bill$8,002 (2025)
Deeds & MortgagesSep 2022 Construction Loan
Aug 2022 Sale
Flood ZoneZone X (minimal risk)
APN03-006-163-00

Property Details

APN / Parcel Number

Primary APN03-006-163-00

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area4,044 sqft Living Area
1st Floor Area3,220 sqft
Basement Area2,296 sqft

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1927
Lot Area19,602 sqft (0.45 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address14738 CHAMBERLAIN RD
CityFLAT ROCK
StateMI
Zip48134-9332
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1001-0445 & 0446 SEC 6 T5S R10E COM 182.75 FT S 2 DEG 39' W FR THE INT OF THE C L OF SO HURON RIVER DR WITH THE N & S 1/4 LI
Legal Range10E
Legal Township05S
Legal Section29
JurisdictionMONROE MI
Township / Civil DivisionBERLIN
Census Block Group3
Census Block3011
Census Tract830100

Owner

14738 Chamberlain Rd is owned by a company that bought it in August 2022.

Source: Monroe County records, as of September 3, 2026

Owner of RecordCompany Name on File
Mailing AddressPO BOX 1525, TAYLOR, MI 48180-0024
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 13, 2022Deed of Trust, Mortgage · Construction Mortgage
COMMERCIAL LENDER LLC
Aug 16, 2022Warranty Deed, Transfer
BANISTERS LAND ABSTRACT, BARRISTERS LAND ABSTRACT

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 16, 2022 · Amount on File
Deed SaleAug 16, 2022 · Amount on File
Deed Document Number202216417
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE MI
Property Address14738 CHAMBERLAIN RD, FLAT ROCK, MI 48134-9332
Transaction TypeMortgage
Record UpdatedOct 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1525, TAYLOR, MI 48180-5925

Mortgage

Document Number0000018161
DateSep 13, 2022
Instrument2022R18161
Lender
NameCOMMERCIAL LENDER LLC
TypeNon-Lending Institution
AddressVERNON ROCKVILLE, CT 06066
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2052

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE MI
Recording DateAug 16, 2022
Property Address14738 CHAMBERLAIN RD, FLAT ROCK, MI 48134-9332
Document Number0000016417
Instrument DateAug 4, 2022
Instrument2022R16417
Transaction TypeTransfer
Record UpdatedSep 12, 2022
Title CompanyBANISTERS LAND ABSTRACT, BARRISTERS LAND ABSTRACT

Transaction

AmountAmount on Record
Tax$2,625.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address27972 FORT ST, 27972, BROWNSTOWN TWP, MI 48183-4963

Transferred To (Grantee/Buyer)

NameVerified Name
Address25801 CHELSEA CREEK LN, BROWNSTOWN, MI 48134-8010

Tax Assessment & Valuation

The 2025 property tax bill for 14738 Chamberlain Rd was $8,002.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMonroe County
County SubdivisionBerlin Charter Township
Unified School DistrictFlat Rock Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$180,800 Land $180,800$361,600 Land $361,600
2025$8,002.00
2023$3,200.00$127,500$255,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 14738 Chamberlain Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims5 (1983–2015)
Most Recent ClaimMay 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14738 Chamberlain Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFLAT ROCK
serves 10,541 people · EPA ID MI0002300
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionNov 2025
Lead5 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
not recorded as resolved · Aug 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Spectrum.

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