14734 Chamberlain Rd, Flat Rock, MI 48134 Property Records

Monroe County property record for 14734 Chamberlain Rd, Flat Rock, MI 48134

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,116 sqft · built 1955
Lot Size	0.3 acres (13,068 sqft)
Owner	Company Name on Record
Last Sale	$350,000 (Aug 2022)
Tax Bill	$3,413 (2025)
Deeds & Mortgages	Sep 2022 Construction Loan Aug 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`03-006-164-00`

Property Details

APN / Parcel Number

Primary APN	`03-006-164-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,116 sqft Living Area
1st Floor Area	1,116 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	13,068 sqft (0.3 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	14734 CHAMBERLAIN RD
City	FLAT ROCK
State	MI
Zip	48134-9300
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1001-0445 & 0446 SEC 6 T5S R10E COM 295.31 FT S 2 DEG 39' W FR THE INT OF THE C L S HURON RIVER DR WITH THE N & S 1/4 LI OF
Legal Range	10E
Legal Township	05S
Legal Section	63
Jurisdiction	MONROE MI
Township / Civil Division	BERLIN
Census Block Group	3
Census Block	3011
Census Tract	830100

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 1525, TAYLOR, MI 48180-0024
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2022	Deed of Trust, Mortgage · Construction Mortgage COMMERCIAL LENDER LLC
Aug 16, 2022	Warranty Deed, Transfer BANISTERS LAND ABSTRACT, BARRISTERS LAND ABSTRACT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2022 · Amount on Record
Deed Sale	Aug 16, 2022 · Amount on Record
Deed Document Number	202216417
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	14734 CHAMBERLAIN RD, FLAT ROCK, MI 48134-9300
Transaction Type	Mortgage
Record Updated	Oct 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018161
Date	Sep 13, 2022
Instrument	2022R18161

Lender

Name	COMMERCIAL LENDER LLC
Type	Non-Lending Institution
Address	VERNON ROCKVILLE, CT 06066

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Aug 16, 2022
Property Address	14734 CHAMBERLAIN RD, FLAT ROCK, MI 48134-9300
Document Number	0000016417
Instrument Date	Aug 4, 2022
Instrument	2022R16417
Transaction Type	Transfer
Record Updated	Sep 12, 2022
Title Company	BANISTERS LAND ABSTRACT, BARRISTERS LAND ABSTRACT

Transaction

Amount	Amount Recorded
Tax	$2,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27972 FORT ST, 27972, BROWNSTOWN TWP, MI 48183-4963

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25801 CHELSEA CREEK LN, BROWNSTOWN, MI 48134-8010

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Berlin Charter Township
Unified School District	Flat Rock Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$78,700 (+71.46%) Land $78,700	$157,400 (+71.46%) Land $157,400
2025	$3,413.00 (+146.43%)
2023	$1,385.00	$45,900	$91,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (1983–2015)
Most Recent Claim	May 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLAT ROCK serves 10,541 people · EPA ID MI0002300
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Nov 2025
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure not recorded as resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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