St. Louis County property record for 14735 Mill Spring Dr, Chesterfield, MO 63017
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,836 sqft · built 1978 |
| Lot Size | 0.825 acres (35,954 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,271 (2024) |
| Deeds & Mortgages | Feb 2021 Mortgage Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19R-21-0101 |
| Primary APN | 19R-21-0101 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,836 sqft Living Area |
| Gross Area | 3,646 sqft |
| 1st Floor Area | 1,260 sqft |
| Basement Area | 292 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Colonial |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 35,954 sqft (0.825 acres) |
| Lot Dimensions | 41 ft deep x 139 ft wide |
| Terrain | Above Road/Slope |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 518 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 252 sqft |
| Balcony Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 14735 MILL SPRING DR |
|---|---|
| City | CHESTERFIELD |
| State | MO |
| Zip | 63017-5653 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 105R1A |
| Legal Description | CHESTERFIELD TRAILS 9 29 78 LOT 438 |
| Legal Subdivision | CHESTERFIELD TRAILS |
| Legal Lot Number | 438 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | LAFAYETTE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 217853 |
Source: St. Louis County records · APN 19R-21-0101
Assessment roll updated September 29, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 14735 MILL SPRING DR, CHESTERFIELD, MO 63017-5653 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 03, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COMMERCE BANK |
| Aug 02, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 26, 2018 |
| Deed Sale | Jan 26, 2018 |
| Prior Sale | Jun 08, 2001 · Amount on Record |
| Deed Document Number | 2018473 |
| Deed Book / Page | 22875 / 728 |
| Prior Transfer Date | Jan 25, 2018 |
| Prior Transfer Doc | 02287500728 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 14735 MILL SPRING DR, CHESTERFIELD, MO 63017-5653 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2026 |
| Name | Verified Name |
|---|---|
| Address | 14735 MILL SPRING DR, CHESTERFIELD, MO 63017-5653 |
| Document Number | 0246304326 |
|---|---|
| Date | Feb 03, 2021 |
| Book Page | 24630/4326 |
| Instrument | 2021020300834 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 71 Months |
| Due | Jan 14, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 14735 MILL SPRING DR, CHESTERFIELD, MO 63017-5653 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2026 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 14735 MILL SPRING DR, CHESTERFIELD, MO 63017-5653 |
| Document Number | 0250222992 |
|---|---|
| Date | Aug 02, 2021 |
| Book Page | 25022/2992 |
| Instrument | 2021080200555 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 297 Months |
| Due | May 01, 2046 |
Source: St. Louis County records · Assessment roll updated September 29, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Chesterfield City |
| County | St. Louis County |
| Unified School District | Parkway C-2 School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $110,050 (+15.98%) Land $47,480 Building $62,570 | $579,200 (+15.98%) Land $249,900 Building $329,300 | |
| 2024 | $6,271.00 (+4.26%) | ||
| 2023 | $6,015.00 (+2.4%) | $94,890 (+11.98%) Land $28,480 Building $66,410 | $499,400 (+11.97%) Land $149,900 Building $349,500 |
| 2022 | $5,874.00 | $84,740 Land $28,480 Building $56,260 | |
| 2021 | $446,000 Land $149,900 Building $296,100 |
Source: FEMA National Flood Hazard Layer as of August 10, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: WH i3B Bidco LLC/WH i3B Topco.
Based on FCC filings for 164 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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