14730 Mill Spring Dr, Chesterfield, MO 63017 Property Records

St. Louis County property record for 14730 Mill Spring Dr, Chesterfield, MO 63017

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,850 sqft · built 1979
Lot Size	0.349 acres (15,211 sqft)
Owner	Individual Name on Record
Tax Bill	$5,968 (2025)
Deeds & Mortgages	Jan 2020 Line of Credit Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19R-21-0341`

Property Details

APN / Parcel Number

Primary APN	`19R-21-0341`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,850 sqft Living Area
Gross Area	3,618 sqft
1st Floor Area	1,260 sqft
Basement Area	208 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	15,211 sqft (0.349 acres)
Lot Dimensions	90 ft deep x 90 ft wide
Terrain	Above Road/Slope
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	88 sqft
Patio Area	84 sqft
Balcony Area	122 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	14730 MILL SPRING DR
City	CHESTERFIELD
State	MO
Zip	63017-5635
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	105R1A
Legal Description	CHESTERFIELD TRAILS LOT 425 19R210055 9 29 78
Legal Subdivision	CHESTERFIELD TRAILS
Legal Lot Number	425
Jurisdiction	ST LOUIS MO
Township / Civil Division	LAFAYETTE
Census Block Group	2
Census Block	2006
Census Tract	217853

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14730 MILL SPRING DR, CHESTERFIELD, MO 63017-5635
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2020	Deed of Trust, Mortgage · Line of Credit ALLIANCE CU
Dec 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage ALLIANCE CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	14730 MILL SPRING DR, CHESTERFIELD, MO 63017-5635
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0238742732
Date	Jan 8, 2020
Book Page	23874/2732
Instrument	2020010800471

Lender

Name	ALLIANCE CU
Type	Credit Union
Address	FENTON, MO 63026

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Nov 30, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	14730 MILL SPRING DR, CHESTERFIELD, MO 63017-5635
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FREEDOM TITLE LLC ST LOUIS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0238321332
Date	Dec 13, 2019
Book Page	23832/1332
Instrument	2019121300195

Lender

Name	ALLIANCE CU
Type	Credit Union
Address	FENTON, MO 63026

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jan 1, 2025
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	5.25%
Index	1-Year CMT
Margin	2
Max Rate	8.25%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Chesterfield City
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$97,410 (-) Land $39,270 Building $58,140	$512,700 (-) Land $206,700 Building $306,000
2025	$5,968.00 (-0.12%)	$97,410 (+7.75%) Land $39,270 Building $58,140	$512,700 (+7.76%) Land $206,700 Building $306,000
2024	$5,975.00 (+4.26%)
2023	$5,731.00 (+11.54%)	$90,400 (+21.96%) Land $23,560 Building $66,840	$475,800 (+21.97%) Land $124,000 Building $351,800
2022	$5,138.00	$74,120 Land $23,560 Building $50,560
2021			$390,100 Land $124,000 Building $266,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: i3 Broadband.

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