14731 Settlers Trl, Leo, IN 46765 Property Records

Allen County property record for 14731 Settlers Trl, Leo, IN 46765

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,006 sqft · built 2005
Lot Size	0.264 acres (11,480 sqft)
Owner	2 Individual Names on File
Last Sale	$276,700 (Jun 2015)
Tax Bill	$3,878 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-03-21-204-014.000-082`

Property Details

APN / Parcel Number

Primary APN	`02-03-21-204-014.000-082`
Alternative APN	`4351370216`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,006 sqft Living Area
Gross Area	4,050 sqft
1st Floor Area	2,006 sqft
Basement Area	1,286 sqft
Finished Basement	1,000 sqft
Unfinished Basement	286 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	11,480 sqft (0.264 acres)
Lot Dimensions	1,400 ft deep x 820 ft wide
Garage Type	Attached
Garage Area	758 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Above-Ground Pool
Pool Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	14731 SETTLERS TRL
City	LEO
State	IN
Zip	46765-9389
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PIONEER VILLAGE SEC 5 LOT 216
Legal Subdivision	PIONEER VILLAGE
Legal Lot Number	216
Jurisdiction	ALLEN IN
Township / Civil Division	CEDAR CREEK
Census Block Group	2
Census Block	2001
Census Tract	10201

Owner

14731 Settlers Trl is owned and occupied by two individuals who bought it in June 2015.

Source: Allen County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14731 SETTLERS TRL, LEO, IN 46765-9389
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage PARTNERS 1ST FCU
Apr 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage PARTNERS 1ST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2015 · Amount on File
Deed Sale	Jun 25, 2015 · Amount on File
Prior Sale	Jun 14, 2007 · Amount on File
Deed Document Number	201531717
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	14731 SETTLERS TRL, LEO, IN 46765-9389
Transaction Type	Mortgage
Record Updated	May 12, 2023
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE OF INDIAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020081282
Date	Dec 29, 2020
Instrument	2020081282

Lender

Name	PARTNERS 1ST FCU
Type	Credit Union
Address	FORT WAYNE, IN 46808

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2041

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	14731 SETTLERS TRL, LEO, IN 46765-9389
Transaction Type	Mortgage
Record Updated	May 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021028142
Date	Apr 28, 2021
Instrument	2021028142

Lender

Name	PARTNERS 1ST FCU
Type	Credit Union
Address	FORT WAYNE, IN 46808

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 26, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 14731 Settlers Trl was $3,878 with a homeowner's exemption, up 0.5% from the year before.

Source: Allen County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Allen County
County Subdivision	Cedar Creek Township
Municipality	Leo-Cedarville Town
Unified School District	East Allen County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,878.00 (+0.47%)	$410,300 Land $35,000 Building $375,300	$410,300 Land $35,000 Building $375,300
2024	$3,860.00 (+8.64%)
2023	$3,553.00 (+8.42%)	$375,500 (+7.72%) Land $35,000 Building $340,500	$375,500 (+7.72%) Land $35,000 Building $340,500
2022	$3,277.00	$348,600 Land $35,000 Building $313,600	$348,600 Land $35,000 Building $313,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14731 Settlers Trl in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1978–2026)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14731 Settlers Trl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PIONEER WATER L.L.C. private · serves 2,076 people · EPA ID IN5202034
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Lakeland Internet Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	1,200 / 35
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Mercury Fiber, MetaLINK Technologies, Verizon.

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