14722 Settlers Trl, Leo, IN 46765 Property Records

Allen County property record for 14722 Settlers Trl, Leo, IN 46765

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,270 sqft · built 2002
Lot Size	0.299 acres (13,020 sqft)
Owner	2 Individual Names on File
Last Sale	$341,701 (Oct 2025)
Tax Bill	$4,085 (2025)
Deeds & Mortgages	Jul 2015 Mortgage Oct 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-03-21-205-013.000-082`

Property Details

APN / Parcel Number

Primary APN	`02-03-21-205-013.000-082`
Alternative APN	`4351370194`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,270 sqft Living Area
Gross Area	4,178 sqft
1st Floor Area	2,030 sqft
Basement Area	1,493 sqft
Finished Basement	1,240 sqft
Unfinished Basement	253 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	13,020 sqft (0.299 acres)
Lot Dimensions	1,400 ft deep x 930 ft wide
Garage Type	Attached
Garage Area	655 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	14722 SETTLERS TRL
City	LEO
State	IN
Zip	46765-9389
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PIONEER VILLAGE SEC 5 LOT194
Legal Subdivision	PIONEER VILLAGE
Legal Lot Number	194
Jurisdiction	ALLEN IN
Township / Civil Division	CEDAR CREEK
Census Block Group	2
Census Block	2000
Census Tract	10201

Owner

14722 Settlers Trl is owned and occupied by two individuals who bought it in October 2025.

Source: Allen County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14722 SETTLERS TRL, LEO, IN 46765-9389
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2015	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Oct 3, 2025	Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 1, 2024	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2025 · Amount on File
Deed Sale	Oct 3, 2025 · Amount on File
Prior Sale	Jan 21, 2009 · Amount on File
Deed Document Number	202544802
Prior Transfer Date	Oct 25, 2024
Prior Transfer Doc	2024053418
Record Updated	Oct 29, 2026

July 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	14722 SETTLERS TRL, LEO, IN 46765-9389
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2015035221
Date	Jul 13, 2015
Instrument	2015035221

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2030

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ALLEN IN
Recording Date	Oct 3, 2025
Property Address	14722 SETTLERS TRL, LEO, IN 46765-9389
Document Number	2025044802
Map Reference	CAB D PG 13
Instrument Date	Oct 2, 2025
Instrument	2025044802
Transaction Type	Transfer
Record Updated	May 12, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14722 SETTLERS TRL, LEO, IN 46765-9389

Mortgage

Document Number	2025044803
Date	Oct 3, 2025
Instrument	2025044803

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

November 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEN IN
Recording Date	Nov 1, 2024
Property Address	14722 SETTLERS TRL, LEO, IN 46765-9389
Document Number	2024053418
Map Reference	CAB D PG 13
Instrument Date	Oct 25, 2024
Instrument	2024053418
Transaction Type	Transfer
Record Updated	Nov 28, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	14722 SETTLERS TRL, LEO, IN 46765-9389

Tax Assessment & Valuation

The 2025 property tax bill for 14722 Settlers Trl was $4,085, up 3.1% from the year before.

Source: Allen County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Allen County
County Subdivision	Cedar Creek Township
Municipality	Leo-Cedarville Town
Unified School District	East Allen County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,085.00 (+3.13%)	$431,000 (+8.81%) Land $39,700 Building $391,300	$431,000 (+8.81%) Land $39,700 Building $391,300
2024	$3,961.00 (+9.6%)	$396,100 (+3.88%) Land $39,700 Building $356,400	$396,100 (+3.88%) Land $39,700 Building $356,400
2023	$3,614.00 (+5.18%)	$381,300 (+6.36%) Land $39,700 Building $341,600	$381,300 (+6.36%) Land $39,700 Building $341,600
2022	$3,436.00	$358,500 Land $39,700 Building $318,800	$358,500 Land $39,700 Building $318,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14722 Settlers Trl in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1978–2026)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14722 Settlers Trl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PIONEER WATER L.L.C. private · serves 2,076 people · EPA ID IN5202034
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Lakeland Internet Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	1,200 / 35
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Mercury Fiber, MetaLINK Technologies, Verizon.

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