Wright County property record for 14731 77th St NE, Otsego, MN 55330
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,500 sqft · built 2018 |
| Lot Size | 0.284 acres (12,374 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $375,000 (Sep 2018) |
| Tax Bill | $5,474 (2026) |
| Deeds & Mortgages | Sep 2018 Sale May 2018 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 118-292-002090 |
| Primary APN | 118-292-002090 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,500 sqft Living Area |
| 1st Floor Area | 1,500 sqft |
| Basement Area | 1,141 sqft |
| Finished Basement | 1,141 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 12,374 sqft (0.284 acres) |
| Garage Type | Attached |
| Garage Area | 698 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 14731 77TH ST NE |
|---|---|
| City | ELK RIVER |
| State | MN |
| Zip | 55330-6929 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-28 TWP-121 RANGE-023 CRIMSON PONDS WEST 3RD ADDN LOT-009 BLOCK-002 9 BLOCK-002 |
| Legal Range | 023 |
| Legal Township | 121 |
| Legal Section | 28 |
| Legal Subdivision | CRIMSON PONDS WEST 3RD ADDN |
| Legal Block | 2 |
| Legal Lot Number | 9 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | OTSEGO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 100101 |
14731 77th St NE is owned and occupied by two individuals who bought it in September 2018.
Source: Wright County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14731 77TH ST NE, ELK RIVER, MN 55330-6929 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2018 | Warranty Deed, Transfer EXECUTIVE TITLE NORTHWEST LLC |
| May 22, 2018 | Warranty Deed, Transfer EXECUTIVE TITLE NORTHWEST |
| Aug 18, 2017 | Loan Modification, Mortgage FIRST NAT'L BK/ELK RIVER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2018 · Amount on File |
| Deed Sale | Sep 14, 2018 · Amount on File |
| Prior Sale | May 22, 2018 · Amount on File |
| Deed Document Number | 20181379673 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Sep 14, 2018 |
| Property Address | 14731 77TH ST NE, OTSEGO, MN 55330-6929 |
| Document Number | 0001379673 |
| Instrument Date | Sep 14, 2018 |
| Instrument | 1379673 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2018 |
| Title Company | EXECUTIVE TITLE NORTHWEST LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,237.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 14731 77TH ST NE OTSEGO MN 553306929, OTSEGO, MN 55330-6929 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | May 22, 2018 |
| Property Address | 14731 77TH ST NE, OTSEGO, MN 55330-6929 |
| Document Number | 0001370660 |
| Instrument Date | May 22, 2018 |
| Instrument | 1370660 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Title Company | EXECUTIVE TITLE NORTHWEST |
| Amount | Amount on Record |
|---|---|
| Tax | $230.67 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20401 COUNTY ROAD 81 STE 100, 100, ROGERS, MN 55374-4660 |
| Investor | Possibly a Property Investor |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Aug 18, 2017 |
| Property Address | 14731 77TH ST NE, OTSEGO, MN 55330-6929 |
| Instrument Date | Aug 17, 2017 |
| Instrument | 1351187 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2017 |
| Title Company | LAND TITLE CORPORATION |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Number | 0001351187 |
|---|---|
| Date | Aug 18, 2017 |
| Instrument | 1351187 |
| Name | FIRST NAT'L BK/ELK RIVER |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|
The 2026 property tax bill for 14731 77th St NE was $5,474.
Source: Wright County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Wright County |
| Municipality | Otsego City |
| Unified School District | Elk River School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,474.00 | $501,900 (+2.16%) Land $100,000 Building $401,900 | $501,900 (+2.16%) Land $100,000 Building $401,900 |
| 2025 | $491,300 Land $105,000 Building $386,300 | $491,300 Land $105,000 Building $386,300 | |
| 2023 | $5,238.00 (-1.76%) | $491,300 Land $102,000 Building $389,300 | $491,300 Land $102,000 Building $389,300 |
| 2022 | $5,332.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14731 77th St NE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 14731 77th St NE is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 84% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Otsego serves 19,000 people · EPA ID MN1860026 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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