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14684 77th St NE, Otsego (Elk River), MN 55330 Property Records

Wright County property record for 14684 77th St NE, Otsego, MN 55330

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,607 sqft · built 2016
Lot Size0.369 acres (16,098 sqft)
Owner2 Individual Names on Record
Last Sale$44,245,152 (Jul 2017)
Tax Bill$5,958 (2026)
Deeds & MortgagesApr 2021 Mortgage
Jul 2017 Sale
Flood ZoneZone X (minimal risk)
APN118-292-003080

Property Details

APN / Parcel Number

Primary APN118-292-003080

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,607 sqft Living Area
1st Floor Area1,607 sqft
Basement Area1,341 sqft
Finished Basement1,341 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleRanch
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area16,098 sqft (0.369 acres)
Garage TypeAttached
Garage Area1,066 sqft
Parking Spaces4 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address14684 77TH ST NE
CityELK RIVER
StateMN
Zip55330-6930
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-28 TWP-121 RANGE-023 CRIMSON PONDS WEST 3RD ADDN LOT-008 BLOCK-003 8 BLOCK-003
Legal Range023
Legal Township121
Legal Section28
Legal SubdivisionCRIMSON PONDS WEST 3RD ADDN
Legal Block3
Legal Lot Number8
JurisdictionWRIGHT MN
Township / Civil DivisionOTSEGO
Census Block Group1
Census Block1001
Census Tract100101

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address14684 77TH ST NE, ELK RIVER, MN 55330-6930
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
NEWREZ LLC
Jul 28, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 28, 2017 · Amount on Record
Deed SaleJul 28, 2017 · Amount on Record
Deed Document Number20171349391
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWRIGHT MN
Property Address14684 77TH ST NE, OTSEGO, MN 55330-6930
Transaction TypeMortgage
Record UpdatedAug 16, 2022
Title CompanyAVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001467050
DateApr 19, 2021
Instrument1467050
Lender
NameNEWREZ LLC
TypeMortgage Company
AddressFORT WASHINGTON, PA 19034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2051

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWRIGHT MN
Recording DateJul 28, 2017
Property Address14684 77TH ST NE, OTSEGO, MN 55330-6930
Document Number0001349391
Instrument DateJul 26, 2017
Instrument1349391
Transaction TypeTransfer
Record UpdatedAug 16, 2022

Transaction

AmountAmount Recorded
Tax$46,009.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14684 77TH ST NE, OTSEGO, MN 55330-6930

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyWright County
MunicipalityOtsego City
Unified School DistrictElk River School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,958.00 (+6.43%)$539,600 (+2.29%) Land $100,000 Building $439,600$539,600 (+2.29%) Land $100,000 Building $439,600
2025$527,500 (-0.25%) Land $105,000 Building $422,500$527,500 (-0.25%) Land $105,000 Building $422,500
2023$5,598.00 (-2.58%)$528,800 Land $102,000 Building $426,800$528,800 Land $102,000 Building $426,800
2022$5,746.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOtsego
serves 19,000 people · EPA ID MN1860026
Water SourceGroundwater
Last State InspectionFeb 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area		2,000 / 1,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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