14728 Pine Cone Trl, Clermont, FL 34711 Property Records

Lake County property record for 14728 Pine Cone Trl, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,977 sqft · built 2000
Lot Size	0.301 acres (13,154 sqft)
Owner	2 Owner Names on Record
Last Sale	$145,300 (Jan 2000)
Tax Bill	$3,317 (2024)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-22-26-0720-000-52300`

Property Details

APN / Parcel Number

Primary APN	`28-22-26-0720-000-52300`
Alternative APN	`3782626`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,977 sqft Living Area
1st Floor Area	1,977 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2019
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	13,154 sqft (0.301 acres)
Garage Type	Finished
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	324 sqft
Porch	Open Porch
Porch Area	327 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3782626
Street Address	14728 PINE CONE TRL
City	CLERMONT
State	FL
Zip	34711-7125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREATER PINES PHASE 5 SUB LOT 523 PB 40 PGS 90-91 ORB 1787 PG 2461
Legal Range	26E
Legal Township	22S
Legal Section	28
Legal Subdivision	GREATER PINES
Legal Phase	5
Legal Tract	720
Legal Lot Number	523
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2090
Census Tract	31315

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	14728 PINE CONE TRL, CLERMONT, FL 34711-7125
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2000 · Amount on Record
Deed Sale	Jan 20, 2000 · Amount on Record
Deed Document Number	0017872461
Deed Book / Page	1787 / 2461
Last Transfer Date	Jan 24, 2000
Transfer Doc	0017872461
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	14728 PINE CONE TRL, CLERMONT, FL 34711-7125
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14728 PINE CONE TRL, CLERMONT, FL 34711-7125

Mortgage

Document Number	0056431908
Date	Feb 16, 2021
Book Page	5643/1908
Instrument	2021021094

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$176,840 (+5.98%) Land $120,000 Building $56,840	$381,312 (+21.52%) Land $120,000 Building $261,312
2024	$3,317.00 (+11.05%)
2023	$2,987.00 (+9.82%) Homeowner's exemption	$166,860 (+3%)	$313,798 (+0.05%) Land $60,000 Building $253,798
2022	$2,720.00 Homeowner's exemption	$162,000	$313,646 Land $60,000 Building $253,646

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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