14723 Pine Cone Trl, Clermont, FL 34711 Property Records

Lake County property record for 14723 Pine Cone Trl, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,174 sqft · built 1999
Lot Size	0.303 acres (13,225 sqft)
Owner	Individual Name on Record
Last Sale	$545,000 (Aug 2025)
Tax Bill	$5,012 (2024)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-22-26-0720-000-54100`

Property Details

APN / Parcel Number

Primary APN	`28-22-26-0720-000-54100`
Alternative APN	`3782649`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,174 sqft Living Area
1st Floor Area	2,174 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2020
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	13,225 sqft (0.303 acres)
Garage Type	Finished
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Porch	Open Porch
Porch Area	652 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	3782649
Street Address	14723 PINE CONE TRL
City	CLERMONT
State	FL
Zip	34711-7128
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREATER PINES PHASE 5 SUB LOT 541 PB 40 PGS 90-91 ORB 6578 PG 754
Legal Range	26E
Legal Township	22S
Legal Section	28
Legal Subdivision	GREATER PINES
Legal Phase	5
Legal Tract	720
Legal Lot Number	541
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2032
Census Tract	31315

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	14723 PINE CONE TRL, CLERMONT, FL 34711-7128
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage 1ST FINANCIAL INC
Sep 25, 2018	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2025 · Amount on Record
Deed Sale	Aug 12, 2025 · Amount on Record
Prior Sale	Sep 25, 2018 · Amount on Record
Deed Document Number	2025099270
Deed Book / Page	6578 / 754
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	14723 PINE CONE TRL, CLERMONT, FL 34711-7128
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14723 PINE CONE TRL, CLERMONT, FL 34711-7128

Mortgage

Document Number	0058200917
Date	Oct 25, 2021
Book Page	5820/917
Instrument	2021146479

Lender

Name	1ST FINANCIAL INC
Type	Mortgage Company
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Sep 25, 2018
Property Address	14723 PINE CONE TRL, CLERMONT, FL 34711-7128
Document Number	0051750259
Book / Page	5175 / 0259
Map Reference	MB 40 PG 90&91
Instrument Date	Sep 25, 2018
Instrument	2018113184
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	INTEGRITY FIRST TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7293 WINDING LAKE CIR, 7293, OVIEDO, FL 32765-5664

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14723 PINE CONE TRL, CLERMONT, FL 34711-7128

Mortgage

Document Number	2018113185
Date	Sep 25, 2018
Instrument	2018113185

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$309,360 (+24.19%) Land $120,000 Building $189,360	$436,300 (+35.89%) Land $120,000 Building $316,300
2024	$5,012.00 (+22.84%)
2023	$4,080.00 (+7.74%) Homeowner's exemption	$249,110 (+3%)	$321,059 (-) Land $60,000 Building $261,059
2022	$3,787.00 Homeowner's exemption	$241,860	$321,059 Land $60,000 Building $261,059

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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