1472 S Saddlebrook Ln, Minooka, IL 60447 Property Records

Grundy County property record for 1472 S Saddlebrook Ln, Minooka, IL 60447

Property Summary

Property Type	Single Family Home
Details	2,426 sqft · built 2016
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Tax Bill	$13,454 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-13-252-015`

Property Details

APN / Parcel Number

Primary APN	`03-13-252-015`

Interior

Building Area	2,426 sqft Total Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Lot Area	11,761 sqft (0.27 acres)

Location & Zoning

Street Address	1472 S SADDLEBROOK LN
City	MINOOKA
State	IL
Zip	60447-8938
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTWIND ESTATES PHASE 2 LT 196 SEC 13-34-8
Legal Range	08W
Legal Township	34N
Legal Section	13
Legal Subdivision	WESTWIND ESTATES
Legal Phase	2
Legal Lot Number	196
Jurisdiction	GRUNDY IL
Township / Civil Division	AUX SABLE
Census Block Group	3
Census Block	3001
Census Tract	103

Owner

Source: Grundy County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1472 S SADDLEBROOK LN, MINOOKA, IL 60447-8938
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Quit Claim Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC
Sep 29, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2026
Deed Sale	Jun 16, 2026
Prior Sale	Sep 29, 2025 · Amount on Record
Deed Document Number	2026639505
Prior Transfer Date	Jun 10, 2026
Prior Transfer Doc	0000639505
Record Updated	Sep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRUNDY IL
Recording Date	Jun 16, 2026
Property Address	1472 S SADDLEBROOK LN, MINOOKA, IL 60447-8938
Document Number	0000639505
Instrument Date	Jun 10, 2026
Instrument	2026639505
Transaction Type	Transfer
Record Updated	Aug 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1472 S SADDLEBROOK LN, MINOOKA, IL 60447-8938
Investor	Possibly a Property Investor

Mortgage

Document Number	0000639506,
Date	Jun 16, 2026
Instrument	2026639506

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRUNDY IL
Recording Date	Sep 29, 2025
Property Address	1472 S SADDLEBROOK LN, MINOOKA, IL 60447-8938
Document Number	0000634332
Map Reference	DOC 460077 496420
Instrument Date	Aug 26, 2025
Instrument	634332
Transaction Type	Transfer
Record Updated	Oct 15, 2025
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$736.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1472 S SADDLEBROOK LN, MINOOKA, IL 60447-8938

Mortgage

Document Number	0000634333
Date	Sep 29, 2025
Instrument	634333

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.63%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY IL
Property Address	1472 S SADDLEBROOK LN, MINOOKA, IL 60447-8938
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000612790
Date	Apr 26, 2022
Instrument	612790

Lender

Name	BMO HARRIS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 22, 2037

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Grundy County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Grundy County
County Subdivision	Aux Sable Township
Municipality	Minooka Village
Elementary School District	Minooka Community Consolidated School District 201 (PK - 08)
Secondary School District	Minooka Community High School District 111 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,454.00 (+5.47%)	$167,735 (+5.47%) Land $18,198 Building $149,537	$503,205 (+5.47%) Land $54,594 Building $448,611
2024	$12,756.00 (+23.48%) Homeowner's exemption	$159,036 (+17.99%) Land $17,254 Building $141,782	$477,108 (+17.99%) Land $51,762 Building $425,346
2022	$10,330.00 Homeowner's exemption	$134,784 Land $14,623 Building $120,161	$404,352 Land $43,869 Building $360,483

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MINOOKA serves 12,800 people · EPA ID IL0630550
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40

May also be available: AT&T, Verizon.

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