14716 E 109th St N, Owasso, OK 74055 Property Records

Rogers County property record for 14716 E 109th St N, Owasso, OK 74055

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,544 sqft · built 2008
Lot Size	0.161 acres (7,013 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Jan 2013)
Tax Bill	$2,293 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Feb 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`000000-00-0-00448-015-0004`

Property Details

APN / Parcel Number

Primary APN	`000000-00-0-00448-015-0004`
Alternative APNs	`0089023` `89023`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,544 sqft Living Area
1st Floor Area	1,544 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	7,013 sqft (0.161 acres)
Lot Dimensions	135 ft deep x 52 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	298 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	89023
Street Address	14716 E 109TH ST N
City	OWASSO
State	OK
Zip	74055-6075
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE VALLEY II LOT 4 BLOCK 15
Legal Range	14E
Legal Township	21N
Legal Section	10
Legal Subdivision	LAKE VALLEY II
Legal Block	15
Legal Lot Number	4
Jurisdiction	ROGERS OK
Township / Civil Division	CATOOSA
Census Block Group	1
Census Block	1041
Census Tract	50404

Owner

14716 E 109th St N is owned and occupied by an individual who acquired it in January 2020.

Source: Rogers County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	14716 E 109TH ST N, OWASSO, OK 74055-6075
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2020	Deed of Trust, Mortgage · Conventional with PMI RED CROWN FCU
Feb 4, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2013 · Amount on File
Deed Sale	Jan 2, 2013 · Amount on File
Prior Sale	Jun 19, 2009 · Amount on File
Deed Document Number	2013128
Deed Book / Page	2295 / 816
Last Transfer Date	Jan 16, 2020
Transfer Doc	0000001667
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROGERS OK
Property Address	14716 E 109TH ST N, OWASSO, OK 74055-6075
Document Number	0000004233
Instrument Date	Mar 16, 2020
Transaction Type	Mortgage
Record Updated	Jun 3, 2020
Title Company	FIRSTITLE AND ABSTRACT SERVICES INC, FIRSTITLE & ABSTRACT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14716 E 109TH ST N OWASSO OK 740556075, OWASSO, OK 74055-6075

Mortgage

Document Number	0000004233
Date	Mar 25, 2020
Instrument	4233

Lender

Name	RED CROWN FCU
Type	Credit Union
Address	TULSA, OK 74137

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 24, 2050

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROGERS OK
Recording Date	Feb 4, 2020
Property Address	14716 E 109TH ST N, OWASSO, OK 74055-6075
Document Number	0000001667
Instrument Date	Jan 7, 2020
Instrument	1667
Transaction Type	Transfer
Record Updated	Feb 20, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14716 E 109TH ST N OWASSO OK 740556075, OWASSO, OK 74055-6075

Tax Assessment & Valuation

The 2025 property tax bill for 14716 E 109th St N was $2,293, up 7% from the year before.

Source: Rogers County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Rogers County
Municipality	Owasso City
Unified School District	Owasso Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$24,577 (+5%) Land $4,093 Building $20,484	$223,422 (-0.04%) Land $37,206 Building $186,216
2025	$2,293.00 (+7.05%)	$23,406 (+5%) Land $4,093 Building $19,313	$223,503 (-5.98%) Land $37,206 Building $186,297
2024	$2,142.00 (+7.69%)	$22,292 (+5%) Land $4,231 Building $18,061	$237,709 (+11.98%) Land $39,312 Building $198,397
2023	$1,989.00	$21,230 Land $4,205 Building $17,025	$212,269 Land $45,000 Building $167,269

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 14716 E 109th St N in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (1998)
Most Recent Claim	Oct 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14716 E 109th St N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON CO RWD #3 (NEW,#1) serves 25,375 people · EPA ID OK1021418
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, The Junction Internet.

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