14710 E 109th St N, Owasso, OK 74055 Property Records

Rogers County property record for 14710 E 109th St N, Owasso, OK 74055

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,432 sqft · built 2007
Lot Size	0.161 acres (7,013 sqft)
Owner	2 Trust Names on File
Last Sale	$149,000 (Dec 2010)
Tax Bill	$1,809 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Dec 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`000000-00-0-00448-015-0001`

Property Details

APN / Parcel Number

Primary APN	`000000-00-0-00448-015-0001`
Alternative APNs	`0089020` `89020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,432 sqft Living Area
1st Floor Area	1,432 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	7,013 sqft (0.161 acres)
Lot Dimensions	135 ft deep x 52 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	244 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	89020
Street Address	14710 E 109TH ST N
City	OWASSO
State	OK
Zip	74055-6075
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE VALLEY II LOT 1 BLOCK 15
Legal Range	14E
Legal Township	21N
Legal Section	10
Legal Subdivision	LAKE VALLEY II
Legal Block	15
Legal Lot Number	1
Jurisdiction	ROGERS OK
Township / Civil Division	CATOOSA
Census Block Group	1
Census Block	1041
Census Tract	50404

Owner

14710 E 109th St N is owner-occupied and held in a trust since December 2018.

Source: Rogers County records, as of September 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	PO BOX 1405, CLAREMORE, OK 74018-1405
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2021	Deed of Trust, Mortgage · Line of Credit ARVEST BANK
Dec 6, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2010 · Amount on File
Deed Sale	Dec 10, 2010 · Amount on File
Prior Sale	Nov 2, 2007 · Amount on File
Deed Document Number	201017836
Deed Book / Page	2145 / 271
Last Transfer Date	Dec 6, 2018
Transfer Doc	0000017630
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROGERS OK
Property Address	14710 E 109TH ST N, OWASSO, OK 74055-6075
Transaction Type	Mortgage
Record Updated	Aug 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14710 E 109TH ST N, OWASSO, OK 74055-6075

Mortgage

Document Number	2021014536
Date	Aug 3, 2021
Instrument	2021-014536

Lender

Name	ARVEST BANK
Type	Bank
Address	OWASSO, OK 74055

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 1, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROGERS OK
Recording Date	Dec 6, 2018
Property Address	14710 E 109TH ST N, OWASSO, OK 74055-6075
Document Number	0000017630
Instrument Date	Dec 6, 2018
Instrument	17630
Transaction Type	Transfer
Record Updated	Dec 20, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	PO BOX 1405 CLAREMORE OK 740181405, CLAREMORE, OK 74018-1405

Tax Assessment & Valuation

The 2025 property tax bill for 14710 E 109th St N was $1,809 with a homeowner's exemption, up 5.2% from the year before.

Source: Rogers County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Rogers County
Municipality	Owasso City
Unified School District	Owasso Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$19,472 (+0.01%) Land $3,492 Building $15,980	$177,015 (-11.78%) Land $31,743 Building $145,272
2025	$1,809.00 (+5.17%) Homeowner's exemption	$19,471 (+3%) Land $4,016 Building $15,455	$200,661 (-6.26%) Land $37,206 Building $163,455
2024	$1,720.00 (+5.78%) Homeowner's exemption	$18,904 (+3%) Land $3,899 Building $15,005	$214,066 (+11.5%) Land $39,312 Building $174,754
2023	$1,626.00 Homeowner's exemption	$18,354 Land $3,849 Building $14,505	$191,981 Land $45,000 Building $146,981

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 14710 E 109th St N in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (1998)
Most Recent Claim	Oct 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14710 E 109th St N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON CO RWD #3 (NEW,#1) serves 25,375 people · EPA ID OK1021418
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, The Junction Internet.

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