1471 Rudy Rd, Spring Valley, CA 91977 Property Records

San Diego County property record for 1471 Rudy Rd, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,680 sqft · built 1980
Lot Size	0.423 acres (18,424 sqft)
Owner	Company Name on Record
Last Sale	$602,000 (Jan 2017)
Tax Bill	$6,916 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Oct 2021 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`578-143-61-00`

Property Details

APN / Parcel Number

Primary APN	`578-143-61-00`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,680 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	18,424 sqft (0.423 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1471 RUDY RD
City	SPRING VALLEY
State	CA
Zip	91977-4141
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	PAR 1 TR PM08527
Legal Subdivision	RANCHO MISSION OF SAN DIEGO
Legal Tract	8527
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1002
Census Tract	13907

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1471 RUDY RD, SPRING VALLEY, CA 91977-4141
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Oct 5, 2021	Intrafamily Transfer, Transfer
Jul 13, 2018	Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO
Jun 27, 2019	Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO
Mar 23, 2020	Deed of Trust, Mortgage · VA Mortgage GUILD MTG
Jan 31, 2017	Affidavit of Death, Transfer TITLE 365
Jan 31, 2017	Grant Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2017 · Amount on Record
Deed Sale	Jan 31, 2017 · Amount on Record
Deed Document Number	201751533
Last Transfer Date	Sep 20, 2021
Transfer Doc	0000695047
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1471 RUDY RD, SPRING VALLEY, CA 91977-4141
Transaction Type	Mortgage
Record Updated	Aug 9, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1471 RUDY RD, SPRING VALLEY, CA 91977-4141

Mortgage

Document Number	0000203601
Date	Jul 31, 2023
Instrument	2023-0203601

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jul 31, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 5, 2021
Property Address	1471 RUDY RD, SPRING VALLEY, CA 91977-4141
Document Number	0000695047
Instrument Date	Sep 20, 2021
Instrument	2021-0695047
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1471 RUDY RD, SPRING VALLEY, CA 91977-4141

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1471 RUDY RD, SPRING VALLEY, CA 91977-4141
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000286326
Date	Jul 13, 2018
Instrument	2018-0286326

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1471 RUDY RD, SPRING VALLEY, CA 91977-4141
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000254742
Date	Jun 27, 2019
Instrument	2019-0254742

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1471 RUDY RD, SPRING VALLEY, CA 91977-4141
Document Number	0000157091
Instrument Date	Mar 23, 2020
Transaction Type	Mortgage
Record Updated	Apr 9, 2020
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1471 RUDY RD SPRING VALLEY CA 919774141, SPRING VALLEY, CA 91977-4141

Mortgage

Document Number	0000157091
Date	Mar 26, 2020
Instrument	157091

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2050

January 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 31, 2017
Property Address	1471 RUDY RD, SPRING VALLEY, CA 91977-4141
Document Number	0000051532
Instrument Date	Jan 20, 2017
Instrument	51532
Transaction Type	Transfer
Record Updated	Feb 7, 2017
Title Company	TITLE 365

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	837 ETHEL PL NATIONAL CITY CA 919504109, NATIONAL CITY, CA 91950-4109

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 31, 2017
Property Address	1471 RUDY RD, SPRING VALLEY, CA 91977-4141
Document Number	0000051533
Map Reference	PM8527
Instrument Date	Dec 23, 2016
Instrument	2017-0051533
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TITLE 365 COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1471 RUDY RD, SPRING VALLEY, CA 91977-4141

Mortgage

Document Number	0000051534
Date	Jan 31, 2017
Instrument	2017-0051534

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$712,636 (+2%) Land $185,074 Building $527,562
2025	$6,916.00 (+5.62%)	$698,664 (+4.04%) Land $181,446 Building $517,218
2023	$6,548.00 (+0.09%)	$671,536 Land $174,401 Building $497,135
2022	$6,542.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1998–2026)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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