1407 Rudy Rd, Spring Valley, CA 91977 Property Records

San Diego County property record for 1407 Rudy Rd, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,501 sqft · built 1978
Lot Size	0.514 acres (22,376 sqft)
Owner	2 Individual Names on File
Last Sale	$659,000 (Dec 2018)
Tax Bill	$7,347 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Feb 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`578-143-64-00`

Property Details

APN / Parcel Number

Primary APN	`578-143-64-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,501 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	22,376 sqft (0.514 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1407 RUDY RD
City	SPRING VALLEY
State	CA
Zip	91977-4141
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	PAR 4 TR PM08527
Legal Subdivision	MISSION RIDGE RESUB
Legal Tract	8527
Legal Block	1
Legal Lot Number	9
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1002
Census Tract	13907

Owner

1407 Rudy Rd is owned and occupied by two individuals who bought it in December 2018.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1407 RUDY RD, SPRING VALLEY, CA 91977-4141
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Deed of Trust, Mortgage · Line of Credit SYNERGY ONE LENDING
Feb 25, 2021	Deed of Trust, Mortgage · VA Mortgage FINANCE OF AMERICA MORTGAGE LLC
Sep 30, 2019	Deed of Trust, Mortgage · VA Mortgage FINANCE OF AMERICA MORTGAGE LLC
Dec 14, 2018	Affidavit of Death, Transfer FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO
Dec 14, 2018	Grant Deed, Transfer · VA Mortgage FINANCE OF AMERICA MORTGAGE LLC
Nov 5, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2018 · Amount on File
Deed Sale	Dec 14, 2018 · Amount on File
Deed Document Number	2018514691
Prior Transfer Date	Mar 18, 2011
Prior Transfer Doc	0000461916
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1407 RUDY RD, SPRING VALLEY, CA 91977-4141
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1407 RUDY RD, SPRING VALLEY, CA 91977-4141

Mortgage

Document Number	0000066835
Date	Mar 11, 2026
Instrument	2026-0066835

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	SAN DIEGO, CA 92101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Mar 10, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1407 RUDY RD, SPRING VALLEY, CA 91977-4141
Transaction Type	Mortgage
Record Updated	Mar 5, 2021
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1407 RUDY RD, SPRING VALLEY, CA 91977-4141

Mortgage

Document Number	0000149804
Date	Feb 25, 2021
Instrument	2021-0149804

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1407 RUDY RD, SPRING VALLEY, CA 91977-4141
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000433417
Date	Sep 30, 2019
Instrument	2019-0433417

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

December 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 14, 2018
Property Address	1407 RUDY RD, SPRING VALLEY, CA 91977-4141
Document Number	0000514690
Instrument Date	Nov 26, 2018
Instrument	514690
Transaction Type	Transfer
Record Updated	Dec 21, 2018
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	14558 CYPRESS POINT TER VALLEY CENTER CA 920826671, VALLEY CENTER, CA 92082-6671

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 14, 2018
Property Address	1407 RUDY RD, SPRING VALLEY, CA 91977-4141
Document Number	0000514691
Instrument Date	Nov 9, 2018
Instrument	2018-0514691
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1407 RUDY RD, SPRING VALLEY, CA 91977-4141

Mortgage

Document Number	0000514692
Date	Dec 14, 2018
Instrument	2018-0514692

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 5, 2018
Property Address	1407 RUDY RD, SPRING VALLEY, CA 91977-4141
Document Number	0000461916
Instrument Date	Mar 18, 2011
Instrument	461916
Transaction Type	Transfer
Record Updated	Nov 20, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	407 RUDY RD SPRING VALLEY CA 91977, SPRING VALLEY, CA 91977

Tax Assessment & Valuation

The 2025 property tax bill for 1407 Rudy Rd was $7,347 with a veteran's exemption, down 19.3% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$749,824 (+2%) Land $374,912 Building $374,912
2025	$7,347.00 (-19.28%) Veteran's exemption	$735,122 Land $367,561 Building $367,561
2024	$9,102.00 (+3.09%)
2023	$8,829.00 (+1.44%)	$706,578 Land $353,289 Building $353,289
2022	$8,704.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1407 Rudy Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1998–2026)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1407 Rudy Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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