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1471 Laurel St, Hamilton, IL 62341 Property Records

Hancock County property record for 1471 Laurel St, Hamilton, IL 62341 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Lot Size0.402 acres (17,524 sqft)
Owner2 Individual Names on File
Last Sale$115,000 (Nov 2025)
Tax Bill$2,175 (2024)
Deeds & MortgagesSep 2025 Mortgage
Nov 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN11-29-478-000

Property Details

APN / Parcel Number

Primary APN11-29-478-000

Exterior

Lot Area17,524 sqft (0.402 acres)

Location & Zoning

Street Address1471 LAUREL ST
CityHAMILTON
StateIL
Zip62341-1619
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS29 T5 R8 REEVES DURKEE SAFFORD & COS ADD - LOTS 17 & 18 BLK 5 MONTEBELLO
Legal Range08
Legal Township05
Legal Section29
Legal SubdivisionREEVES DURKEE SAFFORD & COS ADD
Legal Block5
Legal Lot Number17-18
JurisdictionHANCOCK IL
Township / Civil DivisionMONTEBELLO
Census Block Group4
Census Block4019
Census Tract954100

Owner

Source: Hancock County records · APN 11-29-478-000

Assessment roll updated July 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1471 LAUREL ST, HAMILTON, IL 62341-1619
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2025Deed of Trust, Mortgage · Commercial Mortgage
UNITED COMMUNITY BANK
Nov 06, 2025Warranty Deed, Transfer · Conventional Mortgage
TWO RIVERS BANK & TRUST

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 06, 2025 · Amount on Record
Deed SaleNov 06, 2025 · Amount on Record
Prior SaleJun 19, 2020 · Amount on Record
Deed Document Number20252598
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK IL
Property Address1471 LAUREL ST, HAMILTON, IL 62341-1619
Transaction TypeMortgage
Record UpdatedJun 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020252202
DateSep 16, 2025
Instrument2025-2202
Lender
NameUNITED COMMUNITY BANK
TypeBank
AddressHAMILTON, IL 62341
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term12 Months
DueSep 16, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHANCOCK IL
Recording DateNov 06, 2025
Property Address1471 LAUREL ST, HAMILTON, IL 62341-1619
Document Number0020252598
Instrument DateOct 24, 2025
Instrument2025-2598
Transaction TypeTransfer
Record UpdatedApr 22, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$115.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1471 LAUREL ST, HAMILTON, IL 62341-1619

Mortgage

Document Number0020252599
DateNov 06, 2025
Instrument2025-2599
Lender
NameTWO RIVERS BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2055
Interest
Rate TypeAdjustable Rate
Rate6.5%
Type Change DateNov 01, 2030
Change FrequencyAnnually
Min Rate At Change6.5%
Max Rate At Change8.5%
Index1-Year CMT
Margin3
Max Rate12.5%

Tax Assessment & Valuation

Source: Hancock County records · Assessment roll updated July 20, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyHancock County
County SubdivisionMontebello Township
MunicipalityHamilton City
Unified School DistrictHamilton Community Consolidated School District 328 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$32,010 (+6.93%) Land $5,137 Building $26,873$96,030 (+6.93%) Land $15,411 Building $80,619
2024$2,175.00 (+21.17%)$29,936 (+13.05%) Land $4,877 Building $25,059
2023$89,808 (+13.05%) Land $14,631 Building $75,177
2022$1,795.00 Homeowner's exemption Additional exemption filed$26,480 (+9.88%) Land $4,250 Building $22,230$79,440 (+9.88%) Land $12,750 Building $66,690
2021$24,100 Land $3,926 Building $20,174$72,300 Land $11,778 Building $60,522

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hancock County (17067C), updated October 16, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170679541004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot exposed
less than 1% of the US · less than 1% of Illinois
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 319 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
McDonough Telephone CooperativeFiber1,000 / 1,000
Mediacom CommunicationsCable1,000 / 50

May also be available at this address: Mediacom Communications, T-Mobile USA, AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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