1451 Laurel St, Hamilton, IL 62341 Property Records

Hancock County property record for 1451 Laurel St, Hamilton, IL 62341

Property Summary

Property Type	Single Family Home
Lot Size	0.286 acres (12,459 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Jul 2024)
Tax Bill	$2,616 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Jul 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-29-477-000`

Property Details

APN / Parcel Number

Primary APN	`11-29-477-000`

Exterior

Lot Area	12,459 sqft (0.286 acres)

Location & Zoning

Street Address	1451 LAUREL ST
City	HAMILTON
State	IL
Zip	62341-1619
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S29 T5 R8 REEVES DURKEE SAFFORD & COS ADD - E 12 LOT 15 & ALL LOT 16 BLK 5 MONTEBELLO
Legal Range	08
Legal Township	05
Legal Section	29
Legal Subdivision	REEVES DURKEE SAFFORD & COS ADD
Legal Block	5
Legal Lot Number	15-16
Jurisdiction	HANCOCK IL
Township / Civil Division	MONTEBELLO
Census Block Group	4
Census Block	4019
Census Tract	954100

Owner

Source: Hancock County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1451 LAUREL ST, HAMILTON, IL 62341-1619
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Deed of Trust, Mortgage · FHA Mortgage SOUTH RIVER MORTGAGE LLC
Jul 2, 2024	Warranty Deed, Transfer
Jul 2, 2024	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2024 · Amount on Record
Deed Sale	Jul 2, 2024 · Amount on Record
Prior Sale	Jul 1, 2024 · Amount on Record
Deed Document Number	20241315
Prior Transfer Date	Jun 28, 2024
Prior Transfer Doc	0000001313
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK IL
Property Address	1451 LAUREL ST, HAMILTON, IL 62341-1619
Transaction Type	Mortgage
Record Updated	Apr 22, 2026
Title Company	SAI SETTLEMENT SERVICES LLC, SUMMIT SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1451 LAUREL STRETE, HAMILTON, IL 62341-1619

Mortgage

Document Number	0020252766
Date	Nov 25, 2025
Instrument	2025-2766

Lender

Name	SOUTH RIVER MORTGAGE LLC
Type	Reverse Mortgage Lender
Address	FLINT, MI 48501

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	858 Months
Due	May 19, 2097

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2026
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	11.3%

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK IL
Recording Date	Jul 2, 2024
Property Address	1451 LAUREL ST, HAMILTON, IL 62341-1619
Document Number	0020241315
Instrument Date	Jul 2, 2024
Instrument	2024-1315
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Amount	Amount Recorded
Tax	$80.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1451 LAUREL ST, HAMILTON, IL 62341-1619

July 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HANCOCK IL
Recording Date	Jul 2, 2024
Property Address	1451 LAUREL ST, HAMILTON, IL 62341-1619
Document Number	0020241313
Instrument Date	Jun 28, 2024
Instrument	2024-1313
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Hancock County
County Subdivision	Montebello Township
Municipality	Hamilton City
Unified School District	Hamilton Community Consolidated School District 328 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,616.00 Homeowner's exemption Senior Citizen's exemption	$36,706 (+5.34%) Land $3,852 Building $32,854	$110,118 (+5.34%) Land $11,556 Building $98,562
2024	$2,616.00 (+210.69%)	$34,846 (+14.76%) Land $3,657 Building $31,189
2023			$104,538 (+14.76%) Land $10,971 Building $93,567
2022	$842.00 Homeowner's exemption	$30,364 (+8.24%) Land $3,187 Building $27,177	$91,092 (+8.24%) Land $9,561 Building $81,531
2021		$28,052 Land $2,944 Building $25,108	$84,156 Land $8,832 Building $75,324

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMILTON serves 2,753 people · EPA ID IL0670400
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
MTC Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Nextlink, T-Mobile.

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