14709 Derna Ter, Bradenton, FL 34211 Property Records

Manatee County property record for 14709 Derna Ter, Bradenton, FL 34211

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,920 sqft · built 2020
Lot Size	0.202 acres (8,799 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,408 (2024)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5760-3905-9`

Property Details

APN / Parcel Number

Primary APN	`5760-3905-9`
Alternative APN	`351910576039059`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,920 sqft Living Area
Gross Area	2,485 sqft
1st Floor Area	1,920 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	8,799 sqft (0.202 acres)
View / Lot	Standard
Garage Type	Attached
Garage Area	407 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	14709 DERNA TER
City	BRADENTON
State	FL
Zip	34211-5501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 2280, AZARIO ESPLANADE PH II SUBPH C,D,E,F,G,H,I,J,K,L, M,N & O PI #5760.3905/9
Legal Range	19E
Legal Township	35S
Legal Section	10
Legal Subdivision	AZARIO ESPLANADE PH II SUBPH C-O
Legal Lot Number	2280
Jurisdiction	MANATEE FL
Township / Civil Division	MYAKKA CITY
Census Block Group	1
Census Block	1003
Census Tract	2020

Owner

14709 Derna Ter is owned and occupied by two individuals.

Source: Manatee County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	33618 SAINT FRANCIS DR, AVON, OH 44011-3725
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2020	Grant Deed, Subdivision Related Transfer · Conventional Mortgage TAYLOR MORRISON HOME FUNDING
Nov 25, 2020	Deed of Trust, Mortgage TAYLOR MORRISON HOME FUNDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

December 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MANATEE FL
Recording Date	Dec 1, 2020
Property Address	14709 DERNA TER, BRADENTON, FL 34211-5501
Document Number	0041131811
Instrument Date	Nov 26, 2020
Instrument	41131811
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 18, 2021
Title Company	INSPIRED TITLE SERVICES LLC, INSPIRED TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,694.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	33618 SAINT FRANCIS DR AVON OH 440113725, AVON, OH 44011-3725

Mortgage

Document Number	41131812
Date	Dec 1, 2020
Instrument	41131812

Lender

Name	TAYLOR MORRISON HOME FUNDING
Type	Funding / Finance Company
Address	MAITLAND, FL 32751

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 30, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	14709 DERNA TER, BRADENTON, FL 34211-5501
Document Number	0041131812
Instrument Date	Nov 25, 2020
Transaction Type	Mortgage
Record Updated	Jan 13, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14709 DERNA TER BRADENTON FL 342115501, BRADENTON, FL 34211-5501

Mortgage

Document Number	0041131812
Date	Dec 1, 2020
Instrument	41131812

Lender

Name	TAYLOR MORRISON HOME FUNDING
Type	Funding / Finance Company
Address	MAITLAND, FL 32751

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 30, 2050

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$510,663 (+6.18%)	$528,971 (+9.99%) Land $109,650 Building $419,321
2025		$480,948 Land $109,650 Building $371,298	$480,948 Land $109,650 Building $371,298
2024	$8,408.00 (+8.55%)
2023	$7,746.00 (+6.86%)	$431,026 (+8.31%) Land $76,500 Building $354,526	$431,026 (+8.31%) Land $76,500 Building $354,526
2022	$7,249.00	$397,956 Land $75,000 Building $322,956	$397,956 Land $75,000 Building $322,956

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14709 Derna Ter in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 601 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	601 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14709 Derna Ter is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 55% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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