14675 Derna Ter, Bradenton, FL 34211 Property Records

Manatee County property record for 14675 Derna Ter, Bradenton, FL 34211

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,678 sqft · built 2021
Lot Size	0.206 acres (8,978 sqft)
Owner	Individual Name on File
Last Sale	$672,900 (May 2022)
Tax Bill	$6,999 (2024)
Deeds & Mortgages	May 2022 Sale & Mortgage Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5760.3890-9`

Property Details

APN / Parcel Number

Primary APN	`5760.3890-9`
Alternative APN	`351910576038909`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,678 sqft Living Area
Gross Area	2,256 sqft

Exterior

Year Built	Built 2021
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	8,978 sqft (0.206 acres)
Garage Type	Attached
Garage Area	426 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	351910576038909
Street Address	14675 DERNA TER
City	BRADENTON
State	FL
Zip	34211-5516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 2277, AZARIO ESPLANADE PHASE II SUBPHASE C,D,E,F,G,H,I,J,K,L, M,N & O PI #5760.3890/9
Legal Range	19E
Legal Township	35S
Legal Section	10
Legal Subdivision	AZARIO ESPLANADE PH II SUBPH C-O
Legal Phase	2
Legal Tract	576003
Legal Lot Number	2277
Jurisdiction	MANATEE FL
Township / Civil Division	MYAKKA CITY
Census Block Group	1
Census Block	1003
Census Tract	2020

Owner

14675 Derna Ter is owned and occupied by an individual who bought it in May 2022.

Source: Manatee County records, as of November 26, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	14675 DERNA TER, BRADENTON, FL 34211-5516
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2022	Warranty Deed, Transfer · Conventional Mortgage PLATINUM HOME MORTGAGE CORP
Jul 2, 2021	Special Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2022 · Amount on File
Deed Sale	May 18, 2022 · Amount on File
Prior Sale	Jul 2, 2021 · Amount on File
Deed Document Number	202241066825
Record Updated	Jun 8, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	May 18, 2022
Property Address	14675 DERNA TER, BRADENTON, FL 34211-5516
Document Number	0041066825
Map Reference	MB 68 PG 101-124
Instrument Date	May 16, 2022
Instrument	202241066825
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	MAJESTY TITLE SERVICES

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,710.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1246 CHATTAHOOCHEE DR, SAVANNAH, TX 76227-7778

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14675 DERNA TER, BRADENTON, FL 34211-5516

Mortgage

Document Number	0041066826
Date	May 18, 2022
Instrument	202241066826

Lender

Name	PLATINUM HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	397 Months
Due	Jun 1, 2055

Mortgage

Document Number	0041074179
Date	Jun 6, 2022
Instrument	202241074179

Lender

Name	PLATINUM HOME MORTGAGE CORP
Type	Mortgage Company
Address	HOFFMAN ESTATES, IL 60192

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

July 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Jul 2, 2021
Property Address	14675 DERNA TER, BRADENTON, FL 34211-5516
Document Number	0041088796
Map Reference	MB 68 PG 101-124
Instrument Date	Jun 30, 2021
Instrument	202141088796
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	INSPIRED TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,472.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	551 N CATTLEMEN RD STE 200, 200, SARASOTA, FL 34232-6451

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14675 DERNA TER, BRADENTON, FL 34211-5516

Mortgage

Document Number	0041088797
Date	Jul 2, 2021
Instrument	202141088797

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$412,023	$584,965 Land $109,650 Building $475,315
2024	$6,999.00 (+14.05%)
2023	$6,137.00 (-14.81%) Homeowner's exemption	$334,014 (-9.39%)	$478,835 (+29.89%) Land $76,500 Building $402,335
2022	$7,204.00	$368,637 Land $75,000 Building $293,637	$368,637 Land $75,000 Building $293,637

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 14675 Derna Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 601 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	601 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14675 Derna Ter is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 55% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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