San Diego County property record for 1470 Ridgeway St, Apt A, Oceanside, CA 92054
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 5 bd · 5 ba · 2,956 sqft · built 2000 |
| Lot Size | 0.344 acres (15,004 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $750,000 (Mar 2013) |
| Tax Bill | $10,323 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Feb 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 151-190-16-00 |
| Primary APN | 151-190-16-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Units | 3 Units |
| Building Area | 2,956 sqft Living Area |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Multi-Family |
| Lot Area | 15,004 sqft (0.344 acres) |
| Street Address | 1470 RIDGEWAY ST, A |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92054-5573 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | RE-B |
| Legal Description | TCT 56 SE 69 FT OF NW 190.06 FT OF SW 221.50 FT LOT 3 TR 001717 |
| Legal Subdivision | HOTALING LANDS |
| Legal Tract | 001717 |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 18504 |
1470 Ridgeway St, Apt A is owned and occupied by two individuals who bought it in March 2013.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1470 RIDGEWAY ST, C, OCEANSIDE, CA 92054-5573 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 1, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 22, 2013 · Amount on File |
| Deed Sale | Mar 22, 2013 · Amount on File |
| Prior Sale | Jun 18, 1998 · Amount on File |
| Deed Document Number | 2013182171 |
| Prior Transfer Date | Jul 6, 2007 |
| Prior Transfer Doc | 0000461820 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1470 RIDGEWAY ST APT A, A, OCEANSIDE, CA 92054-5573 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | NORTH AMERICAN TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000397671 |
|---|---|
| Date | Jul 23, 2020 |
| Instrument | 2020-0397671 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1470 RIDGEWAY ST APT A, A, OCEANSIDE, CA 92054-5573 |
| Document Number | 0000045328 |
| Instrument Date | Feb 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2019 |
| Title Company | STEWART TITLE, STEWART TITLE/CA |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1470 RIDGEWAY ST #A-C OCEANSIDE CA 920545572, A-C, OCEANSIDE, CA 92054-5572 |
| Document Number | 0000045328 |
|---|---|
| Date | Feb 7, 2019 |
| Instrument | 45328 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 6, 2049 |
The 2025 property tax bill for 1470 Ridgeway St, Apt A was $10,323 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $942,030 (+2%) Land $791,310 Building $150,720 | |
| 2025 | $10,323.00 Homeowner's exemption | $923,560 Land $775,795 Building $147,765 |
| 2023 | $9,812.00 (+1.55%) Homeowner's exemption | $887,699 Land $745,671 Building $142,028 |
| 2022 | $9,662.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1470 Ridgeway St, Apt A in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 13 (1985–2018) |
| Claims Outside the SFHA | 3 of 13 |
| Most Recent Claim | Dec 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1470 Ridgeway St, Apt A has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Also Mapped Here | SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE |
| Lead | Below detection (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Dec 2019 |
| Monitoring and Reporting | 26 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: GeoLinks.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures