1455 Ridgeway St, Oceanside, CA 92054 Property Records

San Diego County property record for 1455 Ridgeway St, Oceanside, CA 92054

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,397 sqft · built 1976
Lot Size	0.449 acres (19,545 sqft)
Owner	Company Name on Record
Tax Bill	$10,490 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Jul 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`151-180-37-00`

Property Details

APN / Parcel Number

Primary APN	`151-180-37-00`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Building Area	2,397 sqft Living Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Lot Area	19,545 sqft (0.449 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1455 RIDGEWAY ST
City	OCEANSIDE
State	CA
Zip	92054-5632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B
Legal Description	PAR 8 TR PM02948
Legal Subdivision	HOTALING LANDS
Legal Tract	2948
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2015
Census Tract	18504

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1455 RIDGEWAY ST, OCEANSIDE, CA 92054-5632
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU
Jul 22, 2020	Quit Claim Deed, Transfer LAWYERS TITLE
Jul 14, 2020	Quit Claim Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC
Jan 10, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2020
Deed Sale	Jul 14, 2020
Prior Sale	Jan 19, 2016 · Amount on Record
Deed Document Number	2020373810
Prior Transfer Date	Jun 17, 2020
Prior Transfer Doc	0000373810
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1455 RIDGEWAY ST, OCEANSIDE, CA 92054-5632
Transaction Type	Mortgage
Record Updated	Apr 6, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1455 RIDGEWAY ST, OCEANSIDE, CA 92054-5632

Mortgage

Document Number	0000238717
Date	Mar 26, 2021
Instrument	2021-0238717

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 31, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 22, 2020
Property Address	1455 RIDGEWAY ST, OCEANSIDE, CA 92054-5632
Document Number	0000394530
Instrument Date	Jul 8, 2020
Instrument	394530
Transaction Type	Transfer
Record Updated	Jul 31, 2020
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1455 RIDGEWAY ST OCEANSIDE CA 920545632, OCEANSIDE, CA 92054-5632

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 14, 2020
Property Address	1455 RIDGEWAY ST, OCEANSIDE, CA 92054-5632
Document Number	0000373810
Instrument Date	Jun 17, 2020
Instrument	373810
Transaction Type	Transfer
Record Updated	Jul 23, 2020
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1455 RIDGEWAY ST OCEANSIDE CA 920545632, OCEANSIDE, CA 92054-5632

Mortgage

Document Number	373811
Date	Jul 14, 2020
Instrument	373811

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 13, 2050

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 10, 2017
Property Address	1455 RIDGEWAY ST, OCEANSIDE, CA 92054-5632
Document Number	0000013325
Instrument Date	Dec 15, 2016
Instrument	13325
Transaction Type	Transfer
Record Updated	Jan 16, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1455 RIDGEWAY ST OCEANSIDE CA 920545632, OCEANSIDE, CA 92054-5632

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$959,931 (+2%) Land $579,582 Building $380,349
2025	$10,490.00 (+5.21%) Homeowner's exemption	$941,110 (+4.04%) Land $568,218 Building $372,892
2023	$9,971.00 (+1.55%) Homeowner's exemption	$904,567 Land $546,154 Building $358,413
2022	$9,819.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	13 (1985–2018)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Dec 2018 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 3 claims Severe Winter Storms And Flooding, Feb 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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