1470 Panorama Dr, Arcata, CA 95521 Property Records

Humboldt County property record for 1470 Panorama Dr, Arcata, CA 95521

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,536 sqft · built 1977
Lot Size	0.379 acres (16,552 sqft)
Owner	Individual Name on Record
Last Sale	$499,000 (Feb 2018)
Tax Bill	$6,405 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`503-431-032-000`

Property Details

APN / Parcel Number

Primary APN	`503-431-032-000`
Alternative APN	`50343132`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,536 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Construction Type	Wood
Lot Area	16,552 sqft (0.379 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Old Parcel Number	50343132
Street Address	1470 PANORAMA DR
City	ARCATA
State	CA
Zip	95521-6847
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RVL
Legal Description	LOT 467 SUNNY BRAE SUBDV 8 TR 92 BK 16 P 20-21
Legal Subdivision	SUNNY BRAE SUBDIVISION #8
Legal Tract	92
Legal Lot Number	467
Jurisdiction	HUMBOLDT CA
Township / Civil Division	ARCATA
Census Block Group	1
Census Block	1005
Census Tract	900

Owner

Source: Humboldt County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1470 PANORAMA DR, ARCATA, CA 95521-6847
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2022	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Nov 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST COMMUNITY BANK
Jan 28, 2019	Deed of Trust, Mortgage · Line of Credit COAST CTRL CU
Feb 6, 2018	Grant Deed, Transfer · Conventional Mortgage MIDWEST COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2018 · Amount on Record
Deed Sale	Feb 6, 2018 · Amount on Record
Prior Sale	Nov 8, 2006 · Amount on Record
Deed Document Number	2018-002200
Record Updated	Jun 7, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT CA
Property Address	1470 PANORAMA DR, ARCATA, CA 95521-6847
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1470 PANORAMA DR, ARCATA, CA 95521-6847

Mortgage

Document Number	0000013418
Date	Jul 15, 2022
Instrument	2022-013418

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	LIMA, OH 45801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 23, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT CA
Property Address	1470 PANORAMA DR, ARCATA, CA 95521-6847
Transaction Type	Mortgage
Record Updated	Dec 8, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1470 PANORAMA DR, ARCATA, CA 95521-6847

Mortgage

Document Number	0000025175
Date	Nov 15, 2021
Instrument	2021-025175

Lender

Name	MIDWEST COMMUNITY BANK
Type	Bank
Address	FREEPORT, IL 61032

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2051

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT CA
Property Address	1470 PANORAMA DR, ARCATA, CA 95521-6847
Document Number	0000002581
Instrument Date	Jan 28, 2019
Transaction Type	Mortgage
Record Updated	Mar 1, 2019
Title Company	HUMBOLDT LAND TITLE COMPANY, HUMBOLDT LAND TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1470 PANORAMA DR ARCATA CA 955216847, ARCATA, CA 95521-6847

Mortgage

Document Number	0000002581
Date	Feb 6, 2019
Instrument	2581

Lender

Name	COAST CTRL CU
Type	Credit Union
Address	EUREKA, CA 95501

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HUMBOLDT CA
Recording Date	Feb 6, 2018
Property Address	1470 PANORAMA DR, ARCATA, CA 95521-6847
Document Number	0000002200
Map Reference	MB 16 PG 20&21
Instrument Date	Jan 2, 2018
Instrument	2018-002200
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	FIDELITY NATIONAL TITLE COMP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1470 PANORAMA DR, ARCATA, CA 95521-6847

Mortgage

Document Number	0000002201
Date	Feb 6, 2018
Instrument	2018-002201

Lender

Name	MIDWEST COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Humboldt County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Humboldt County
Municipality	Arcata City
Elementary School District	Arcata Elementary School District (KG - 08)
Secondary School District	Northern Humboldt Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,405.00 (+3.49%)	$567,771 (+4.04%) Land $204,807 Building $362,964
2023	$6,189.00 (-1.9%)	$545,726 Land $196,855 Building $348,871
2022	$6,309.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ARCATA serves 18,857 people · EPA ID CA1210001
Water Source	Purchased groundwater from HUMBOLDT BAY MWD
Last State Inspection	Nov 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
101Netlink Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Panorama Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures