1457 Panorama Dr, Arcata, CA 95521 Property Records

Humboldt County property record for 1457 Panorama Dr, Arcata, CA 95521

Property Summary

Property Type	Single Family Home
Lot Size	0.566 acres (24,665 sqft)
Owner	Individual Name on File
Tax Bill	$2,045 (2025)
Deeds & Mortgages	Jul 2024 Line of Credit Sep 2025 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`503-431-031-000`

Property Details

APN / Parcel Number

Primary APN	`503-431-031-000`
Alternative APN	`50343131`

Exterior

Lot Area	24,665 sqft (0.566 acres)

Location & Zoning

Old Parcel Number	50343131
Street Address	1457 PANORAMA DR
City	ARCATA
State	CA
Zip	95521-6877
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RVL
Legal Description	LOT 466 TRACT 92 SUNNY BRAE SUB NO 8 BK16 PGS20-21
Legal Subdivision	SUNNY BRAE SUBDIVISION #8
Legal Tract	92
Legal Lot Number	466
Jurisdiction	HUMBOLDT CA
Township / Civil Division	ARCATA
Census Block Group	1
Census Block	1005
Census Tract	900

Owner

1457 Panorama Dr is owned and occupied by an individual who acquired it in September 2025.

Source: Humboldt County records, as of October 13, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1457 PANORAMA DR, ARCATA, CA 95521-6877
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2024	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Sep 11, 2025	Intrafamily Transfer, Transfer · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC
Jun 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Feb 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	Nov 3, 2004
Last Transfer Date	Sep 11, 2025
Transfer Doc	0000012039
Record Updated	Jun 8, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT CA
Property Address	1457 PANORAMA DR, ARCATA, CA 95521-6877
Transaction Type	Mortgage
Record Updated	Sep 29, 2025
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1457 PANORAMA DR, ARCATA, CA 95521-6877

Mortgage

Document Number	0000009929
Date	Jul 26, 2024
Instrument	2024-009929

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HUMBOLDT CA
Recording Date	Sep 11, 2025
Property Address	1457 PANORAMA DR, ARCATA, CA 95521-6877
Document Number	0000012039
Map Reference	MB 16 PG 20&21
Instrument Date	Aug 19, 2025
Instrument	2025-012039
Transaction Type	Transfer
Record Updated	Sep 29, 2025
Title Company	PRIOR TITLE, PRIORITY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1457 PANORAMA DR, ARCATA, CA 95521-6877

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1457 PANORAMA DR, ARCATA, CA 95521-6877

Mortgage

Document Number	0000012040
Date	Sep 11, 2025
Instrument	2025-012040

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	934 Months
Due	Jul 10, 2103

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT CA
Property Address	1457 PANORAMA DR, ARCATA, CA 95521-6877
Document Number	0000010736
Instrument Date	Jun 18, 2020
Transaction Type	Mortgage
Record Updated	Jul 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1457 PANORAMA DR ARCATA CA 955216877, ARCATA, CA 95521-6877

Mortgage

Document Number	0000010736
Date	Jul 1, 2020
Instrument	10736

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 30, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT CA
Property Address	1457 PANORAMA DR, ARCATA, CA 95521-6877
Document Number	0000003146
Instrument Date	Feb 5, 2019
Transaction Type	Mortgage
Record Updated	Mar 14, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SYNRGO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1457 PANORAMA DR ARCATA CA 955216877, ARCATA, CA 95521-6877

Mortgage

Document Number	0000003146
Date	Feb 19, 2019
Instrument	3146

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 18, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1457 Panorama Dr was $2,045.

Source: Humboldt County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Humboldt County
Municipality	Arcata City
Elementary School District	Arcata Elementary School District (KG - 08)
Secondary School District	Northern Humboldt Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,045.00	$160,310 Land $28,260 Building $132,050
2023	$1,984.00 (-1.59%)	$154,086 Land $27,163 Building $126,923
2022	$2,016.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1457 Panorama Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1457 Panorama Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ARCATA serves 18,857 people · EPA ID CA1210001
Water Source	Purchased groundwater from HUMBOLDT BAY MWD
Last State Inspection	Nov 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
101Netlink Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Panorama Dr

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