1470 Meredith Ln, Rail Road Flat, CA 95248 Property Records

Calaveras County property record for 1470 Meredith Ln, Rail Road Flat, CA 95248

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1978
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$272,000 (Jan 2026)
Tax Bill	$3,653 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Mar 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`014-023-003-000`

Property Details

APN / Parcel Number

Primary APN	`014-023-003-000`
Alternative APN	`014023003`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1980
Architectural Style	Conventional
Construction Type	Wood
Lot Area	87,120 sqft
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1470 MEREDITH LN
City	RAIL ROAD FLAT
State	CA
Zip	95248-1127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRMH
Legal Description	LAKEWOOD PINES SUB UNITS 1 2 2A LOT 8
Legal Subdivision	LAKEWOOD PINES SUB
Legal Lot Number	8
Legal Unit	1
Jurisdiction	CALAVERAS CA
Township / Civil Division	ARNOLD-WEST POINT
Census Block Group	6
Census Block	6001
Census Tract	400

Owner

Source: Calaveras County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1470 MEREDITH LN, RAIL ROAD FLAT, CA 95248-1127
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Grant Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Mar 16, 2022	Affidavit of Death, Transfer PLACER TITLE COMPANY
Mar 16, 2022	Grant Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2026 · Amount on Record
Deed Sale	Jan 12, 2026 · Amount on Record
Prior Sale	Mar 16, 2022 · Amount on Record
Deed Document Number	2026224
Prior Transfer Date	Dec 24, 2013
Prior Transfer Doc	0000000102
Record Updated	Oct 29, 2026

January 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALAVERAS CA
Recording Date	Jan 12, 2026
Property Address	1470 MEREDITH LN, RAIL ROAD FLAT, CA 95248-1127
Document Number	0000000224
Map Reference	MB 4 PG 16
Instrument Date	Jan 7, 2026
Instrument	2026-000224
Transaction Type	Transfer
Record Updated	Feb 2, 2026
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1470 MEREDITH LN, RAIL ROAD FLAT, CA 95248-1127

Mortgage

Document Number	0000000225
Date	Jan 12, 2026
Instrument	2026-000225

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Mortgage

Document Number	0000000226
Date	Jan 12, 2026
Instrument	2026-000226

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	362 Months
Due	Mar 6, 2056

March 2022: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	CALAVERAS CA
Recording Date	Mar 16, 2022
Property Address	1470 MEREDITH LN, RAIL ROAD FLAT, CA 95248-1127
Document Number	0000003854
Map Reference	MB 4 PG 16
Instrument Date	Mar 10, 2022
Instrument	2022-003854
Transaction Type	Transfer
Record Updated	Apr 19, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5733 BIRCH TER, FREMONT, CA 94538-2459

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALAVERAS CA
Recording Date	Mar 16, 2022
Property Address	1470 MEREDITH LN, RAIL ROAD FLAT, CA 95248-1127
Document Number	0000003855
Map Reference	MB 4 PG 16
Instrument Date	Mar 9, 2022
Instrument	2022-003855
Transaction Type	Transfer
Record Updated	Apr 19, 2022
Title Company	YOSEMITE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1470 MEREDITH LN, RAIL ROAD FLAT, CA 95248-1127

Mortgage

Document Number	0000003856
Date	Mar 16, 2022
Instrument	2022-003856

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Calaveras County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	California
County	Calaveras County
Unified School District	Calaveras Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$319,315 (+2%) Land $55,203 Building $264,112
2025	$3,653.00 (+96.19%) Homeowner's exemption	$313,055 (+125.77%) Land $54,121 Building $258,934
2023	$1,862.00 (+5.38%)	$138,660 Land $34,655 Building $104,005
2022	$1,767.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 97% of the US · above 85% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Volcano Vision DSL	100 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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