1362 Meredith Ln, Rail Road Flat, CA 95248 Property Records

Calaveras County property record for 1362 Meredith Ln, Rail Road Flat, CA 95248

Property Summary

Property Type	Mobile Home
Details	4 bd · 2 ba · 2,601 sqft · built 2004
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (Nov 2018)
Tax Bill	$4,047 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jul 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`014-022-001-000`

Property Details

APN / Parcel Number

Primary APN	`014-022-001-000`
Alternative APN	`014022001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,601 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Lot Area	87,120 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	1362 MEREDITH LN
City	RAIL ROAD FLAT
State	CA
Zip	95248-1052
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RRMH
Legal Description	LAKEWOOD PINES SUB UNITS 1 2 2A LOT 5
Legal Subdivision	LAKEWOOD PINES SUB
Legal Lot Number	5
Legal Unit	1
Jurisdiction	CALAVERAS CA
Township / Civil Division	ARNOLD-WEST POINT
Census Block Group	6
Census Block	6001
Census Tract	400

Owner

1362 Meredith Ln, a mobile home, is owned and occupied by two individuals who acquired it in June 2021.

Source: Calaveras County records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 544, RAIL ROAD FLAT, CA 95248-0544
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage BNC NATIONAL BANK
Jul 13, 2021	Intrafamily Transfer, Transfer
Sep 24, 2019	Deed of Trust, Mortgage · VA Mortgage INTERCONTINENTAL CAP
Nov 15, 2018	Grant Deed, Transfer · VA Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2018 · Amount on File
Deed Sale	Nov 15, 2018 · Amount on File
Prior Sale	Jun 13, 2008 · Amount on File
Deed Document Number	201812729
Last Transfer Date	Jun 24, 2021
Transfer Doc	0000012573
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALAVERAS CA
Property Address	1362 MEREDITH LN, RAIL ROAD FLAT, CA 95248-1052
Transaction Type	Mortgage
Record Updated	Aug 26, 2021
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1362 MEREDITH LANE, RAIL RD FLAT, CA 95248-1052

Mortgage

Document Number	0000014269
Date	Oct 5, 2020
Instrument	2020-014269

Lender

Name	BNC NATIONAL BANK
Type	Bank
Address	GLENDALE, AZ 85308

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALAVERAS CA
Recording Date	Jul 13, 2021
Property Address	1362 MEREDITH LN, RAIL ROAD FLAT, CA 95248-1052
Document Number	0000012573
Map Reference	MB 4 PG 16
Instrument Date	Jun 24, 2021
Instrument	2021-012573
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 544, RAIL ROAD FLAT, CA 95248-0544

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALAVERAS CA
Property Address	1362 MEREDITH LN, RAIL ROAD FLAT, CA 95248-1052
Document Number	0000011513
Instrument Date	Sep 24, 2019
Transaction Type	Mortgage
Record Updated	Oct 28, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 544 RAIL ROAD FLAT CA 952480544, RAIL ROAD FLAT, CA 95248-0544

Mortgage

Document Number	0000011513
Date	Oct 1, 2019
Instrument	11513

Lender

Name	INTERCONTINENTAL CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 30, 2049

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALAVERAS CA
Recording Date	Nov 15, 2018
Property Address	1362 MEREDITH LN, RAIL ROAD FLAT, CA 95248-1052
Document Number	0000012729
Instrument Date	Nov 7, 2018
Instrument	12729
Transaction Type	Transfer
Record Updated	Dec 19, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$308.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1362 MEREDITH LN MOKELUMNE HILL CA 95245, MOKELUMNE HILL, CA 95245

Mortgage

Document Number	12730
Date	Nov 15, 2018
Instrument	12730

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 14, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1362 Meredith Ln was $4,047 with a homeowner's exemption.

Source: Calaveras County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	California
County	Calaveras County
Unified School District	Calaveras Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$358,077 (+2%) Land $34,133 Building $323,944
2025	$4,047.00 Homeowner's exemption	$351,057 Land $33,464 Building $317,593
2023	$3,964.00 (+1.3%) Homeowner's exemption	$337,426 Land $32,165 Building $305,261
2022	$3,913.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1362 Meredith Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 30, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1362 Meredith Ln is extreme, ranking above 97.4% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 97.4% of the US · above 87% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Volcano Vision DSL	100 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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