1470 Alligator Dr, Panacea, FL 32346 Property Records

Franklin County property record for 1470 Alligator Dr, Panacea, FL 32346

Property Summary

Property Type	Other Improved
Lot Size	0.464 acres (20,212 sqft)
Owner	2 Individual Names on File
Last Sale	$169,000 (Apr 2018)
Tax Bill	$2,777 (2025)
Deeds & Mortgages	Apr 2018 Sale & Mortgage
Flood Zone	Zone VE (high risk)
APN	`06-07S-01W-1042-000L-0095`

Property Details

APN / Parcel Number

Primary APN	`06-07S-01W-1042-000L-0095`

Exterior

Lot Area	20,212 sqft (0.464 acres)
Lot Dimensions	225 ft deep x 90 ft wide

Exterior Amenities

Gazebo	Gazebo
Storage Building	120 sqft
Boat Access	Boat Access
Boat Lift	Boat Lift

Location & Zoning

Street Address	1470 ALLIGATOR DR
City	PANACEA
State	FL
Zip	32346
Property Category	Other
Property Type	Other > Other Improved
Legal Description	UNIT 2 LOT 5 OF LOT 9 BL L PENN POINT 153/183 446/182 612/490 1215/369
Legal Range	01W
Legal Township	07S
Legal Section	06
Legal Subdivision	PENINSULAR POINT
Legal Block	L
Legal Lot Number	5
Legal Unit	2
Jurisdiction	FRANKLIN FL
Township / Civil Division	CARRABELLE
Census Block Group	2
Census Block	2003
Census Tract	970102

Owner

Source: Franklin County records, as of January 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	5550 SPRINGHILL RD, TALLAHASSEE, FL 32305-8025
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Apr 10, 2018 · Amount on File
Deed Sale	Apr 10, 2018 · Amount on File
Deed Document Number	201819001628
Deed Book / Page	1215 / 369
Record Updated	Jun 8, 2026

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Apr 10, 2018
Property Address	1470 ALLIGATOR DR, PANACEA, FL 32346
Document Number	0019001628
Book / Page	1215 / 369
Map Reference	PG23
Instrument Date	Apr 6, 2018
Instrument	201819001628
Transaction Type	Transfer
Record Updated	Jan 25, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,183.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	503 MCDANIEL ST, 503, TALLAHASSEE, FL 32303-6254

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5550 SPRINGHILL RD, TALLAHASSEE, FL 32305-8025

Mortgage

Document Number	0019001629
Date	Apr 10, 2018
Instrument	201819001629

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Apr 6, 2023

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,777.00 (+37.34%)	$349,800 (+86.26%) Land $324,000 Building $25,800	$349,800 (+86.26%) Land $324,000 Building $25,800
2024	$2,022.00 (-4.26%)	$187,800 (-) Land $162,000 Building $25,800	$187,800 (-) Land $162,000 Building $25,800
2023	$2,112.00 (-2.67%)	$187,800 (-) Land $162,000 Building $25,800	$187,800 (-) Land $162,000 Building $25,800
2022	$2,170.00	$187,800 Land $162,000 Building $25,800	$187,800 Land $162,000 Building $25,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	16.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 293 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	329 units insured incl. 36 condo units
Nearby Flood Claims	72 (2005–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 12 claims Hurricane Michael, Oct 2018 · 45 claims Hurricane Dennis, Jul 2005 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALLIGATOR POINT WATER RESOURCE DISTRICT public/private · serves 1,400 people · EPA ID FL1190013
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20