1464 Alligator Dr, Panacea, FL 32346 Property Records

Franklin County property record for 1464 Alligator Dr, Panacea, FL 32346 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,159 sqft · built 1942
Lot Size	0.777 acres (33,846 sqft)
Owner	2 Individual Names on File
Tax Bill	$95 (2025)
Deeds & Mortgages	Jul 2022 Reverse Mortgage
Flood Zone	Zone VE (high risk)
APN	`06-07S-01W-1042-000L-0098`

Property Details

APN / Parcel Number

Primary APN	`06-07S-01W-1042-000L-0098`
Alternative APN	`01W07S061042000L0098`

Interior

Full Baths	1 Bath
Building Area	2,159 sqft Living Area
Gross Area	2,399 sqft Gross Area
1st Floor Area	2,159 sqft 1st Floor
Stories	1 Story
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 1942
Effective Year Built	Effective 2001
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	33,846 sqft (0.777 acres)
Lot Dimensions	300 ft deep x 90 ft wide
Garage Type	Carport
Garage Area	360 sqft Garage
Carport	Carport
Carport Area	360 sqft Carport

Exterior Amenities

Shed	1 Shed
Shed Area	108 sqft Shed
Deck Area	156 sqft Deck
Porch	Patio
Porch Area	978 sqft Porch
View / Lot	Bay Front
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1464 ALLIGATOR DR
City	PANACEA
State	FL
Zip	32346-5114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 2 LOT 8 OF LOT 9 BL L PENN POINT OR 24/93 143/284 371/107 ALSO A 6FT STRIP OF LAND ON WATER BETWEEN BL I & BL J PENN POINT UNIT 2 OR/645/577 672/796 784/103
Legal Range	01W
Legal Township	07S
Legal Section	06
Legal Subdivision	PENN POINT
Legal Block	L
Legal Lot Number	8,9
Legal Unit	2
Jurisdiction	FRANKLIN FL
Township / Civil Division	CARRABELLE
Census Block Group	2
Census Block	2003
Census Tract	970102

Owner

Source: Franklin County records · APN 06-07S-01W-1042-000L-0098

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1464 ALLIGATOR DR, PANACEA, FL 32346-5114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN FL
Property Address	1464 ALLIGATOR DR, ALLIGATOR POINT, FL 32346-5114
Transaction Type	Mortgage
Record Updated	Feb 06, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019004408
Date	Jul 21, 2022
Book Page	1342/157
Instrument	202219004408

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	904 Months
Due	Nov 24, 2097

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$95.00 Homeowner's exemption Veteran's exemption	$96,124 (+2.9%)	$693,558 (+44.3%) Land $459,550 Building $234,008
2024	$95.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$93,415 (+3%)	$480,649 (+10.98%) Land $243,550 Building $237,099
2023	$95.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$90,694 (+3%)	$433,077 (+12.73%) Land $243,550 Building $189,527
2022	$95.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$88,052	$384,181 Land $243,550 Building $140,631

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (12037C), updated April 23, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone VE coastal, wave action
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	16.0 ft
Coastal	Yes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.