147 Whitcomb Dr, Geneva, FL 32732 Property Records

Seminole County property record for 147 Whitcomb Dr, Geneva, FL 32732

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,429 sqft · built 1956
Lot Size0.924 acres (40,250 sqft)
Owner2 Individual Names on Record
Last Sale$480,000 (Jun 2020)
Tax Bill$3,866 (2025)
Deeds & MortgagesJun 2020 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN24-20-32-501-0A00-0090

Property Details

APN / Parcel Number

Primary APN24-20-32-501-0A00-0090

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories2 Stories
Building Area2,429 sqft Living Area
1st Floor Area594 sqft
2nd Floor Area880 sqft
Upper Floors Area880 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1980
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area40,250 sqft (0.924 acres)
Lot Dimensions350 ft deep x 115 ft wide
Garage Area2,509 sqft
Parking Spaces9 Parking Spaces
PorchFinished/Screened Porch
Porch Area647 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address147 WHITCOMB DR
CityGENEVA
StateFL
Zip32732-9252
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNWLY 75 FT OF LOT 9 & S 40 FT OF LOT 10 BLK A LAKE HARNEY SHORES PB 7 PG 77
Legal Range32E
Legal Township20S
Legal Section24
Legal SubdivisionLAKE HARNEY SHORES
Legal Tract501
Legal BlockA
Legal Lot Number9-10
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group2
Census Block2018
Census Tract21201

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address147 WHITCOMB DR, GENEVA, FL 32732-9252
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 26, 2020 · Amount on Record
Deed SaleJun 26, 2020 · Amount on Record
Prior SaleAug 4, 1993
Deed Document Number0096351108
Deed Book / Page9635 / 1108
Record UpdatedJun 8, 2026

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateJun 26, 2020
Property Address147 WHITCOMB DR, GENEVA, FL 32732-9252
Document Number0096351108
Book / Page009635 / 001108
Instrument DateJun 26, 2020
Instrument67392
Transaction TypeTransfer
Record UpdatedAug 13, 2020
Title CompanyCOBBLESTONE TITLE SERVICES LLC, COBBLESTONE TITLE SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,360.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address147 WHITCOMB DR GENEVA FL 327329252, GENEVA, FL 32732-9252

Mortgage

Document Number96351109
DateJun 26, 2020
Book Page009635/001109
Instrument67393
Lender
NameMORTGAGE EQUITY PTRS
TypeMortgage Company
AddressLYNNFIELD, MA 01940
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 25, 2050

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,866.00 (+4.06%) Homeowner's exemption$319,226 (+5.99%)$501,217 (+6.44%) Land $179,630 Building $321,587
2023$3,715.00 (+2.65%) Homeowner's exemption$301,193 (+3%)$470,905 (+0.69%) Land $163,300 Building $307,605
2022$3,619.00 Homeowner's exemption$292,420$467,699 Land $163,300 Building $304,399

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 201 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies201 in force
Nearby Flood Claims112 (1982–2024)
Claims Outside the SFHA10 of 112
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Oct 2022 · 31 claims
  • Hurricane Ian, Oct 2022 · 44 claims
  • Hurricane Irma, Sep 2017 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 81% of the US · above 71% of Florida
Wildfire Likelihood0.6% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE HARNEY WATER ASSOCIATION
private · serves 700 people · EPA ID FL3590698
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jul 2024
Total trihalomethanes
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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