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139 Whitcomb Dr, Geneva, FL 32732 Property Records

Seminole County property record for 139 Whitcomb Dr, Geneva, FL 32732

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,136 sqft · built 2000
Lot Size0.606 acres (26,400 sqft)
Owner2 Individual Names on Record
Tax Bill$3,834 (2025)
Deeds & MortgagesAug 2019 Mortgage
Flood ZoneZone X (moderate risk)
APN24-20-32-501-0A00-0070

Property Details

APN / Parcel Number

Primary APN24-20-32-501-0A00-0070

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,136 sqft Living Area
1st Floor Area2,136 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area26,400 sqft (0.606 acres)
Lot Dimensions352 ft deep x 75 ft wide
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchPorch
Porch Area285 sqft
Patio Area773 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelSolar

Location & Zoning

Street Address139 WHITCOMB DR
CityGENEVA
StateFL
Zip32732-9252
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEG 64.79 FT N 55 DEG 24 MIN 02 SEC W OF SW COR LOT 14 LAKE HARNEY SHORES 1ST ADD RUN N 55 DEG 24 MIN 02 SEC W 80 FT N 42 DEG
Legal Range32E
Legal Township20S
Legal Section24
Legal SubdivisionLAKE HARNEY SHORES
Legal Tract501
Legal BlockA
Legal Lot Number14
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group2
Census Block2018
Census Tract21201

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address139 WHITCOMB DR, GENEVA, FL 32732-9252
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 1, 2014
Deed SaleJun 1, 2014
Prior SaleOct 11, 1999 · Amount on Record
Deed Document Number0008278583
Deed Book / Page08184 / 0859
Prior Transfer DateDec 26, 2013
Prior Transfer Doc2013159943
Record UpdatedJun 8, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address139 WHITCOMB DR, GENEVA, FL 32732-9252
Document Number0094360697
Instrument DateAug 27, 2019
Transaction TypeMortgage
Record UpdatedOct 3, 2019
Title CompanyMORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address139 WHITCOMB DR GENEVA FL 327329252, GENEVA, FL 32732-9252

Mortgage

Document Number0094360697
DateSep 17, 2019
Book Page009436/000697
Instrument100106
Lender
NameADDITION FIN'L CU
AddressLAKE MARY, FL 32746
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueSep 16, 2029

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,834.00 (+3.85%) Homeowner's exemption$312,087 (+5.99%)$425,276 (+6.67%) Land $128,865 Building $296,411
2023$3,692.00 (+2.58%) Homeowner's exemption$294,458 (+3%)$398,676 (+0.62%) Land $117,150 Building $281,526
2022$3,599.00 Homeowner's exemption$285,882$396,218 Land $117,150 Building $279,068

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 201 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies201 in force
Nearby Flood Claims112 (1982–2024)
Claims Outside the SFHA10 of 112
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Oct 2022 · 31 claims
  • Hurricane Ian, Oct 2022 · 44 claims
  • Hurricane Irma, Sep 2017 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 81% of the US · above 71% of Florida
Wildfire Likelihood0.7% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE HARNEY WATER ASSOCIATION
private · serves 700 people · EPA ID FL3590698
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jul 2024
Total trihalomethanes
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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