Bergen County and Waldwick Borough property record for 147 W Prospect St, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 1,976 sqft · built 1947 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $615,000 (Apr 2023) |
| Tax Bill | $14,107 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Jul 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00146-0000-00016 |
| Primary APN | 64-00146-0000-00016 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,976 sqft Living Area |
| 1st Floor Area | 1,976 sqft |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Exterior Material | Stucco |
| Lot Area | 10,001 sqft (0.23 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 147 W PROSPECT ST |
|---|---|
| City | WALDWICK |
| State | NJ |
| Zip | 07463-1331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 100X100 |
| Legal Subdivision | LAKE VIEW MANOR |
| Legal Block | 146 |
| Legal Lot Number | 16 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 56200 |
Source: Bergen County and Waldwick Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 147 W PROSPECT ST, WALDWICK, NJ 07463-1331 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 24, 2023 | Deed, Transfer · Conventional Mortgage AMERICAN FEDERAL MORTGAGE CORP |
| Jul 9, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 24, 2023 · Amount on Record |
| Deed Sale | Apr 24, 2023 · Amount on Record |
| Prior Sale | Feb 27, 2003 · Amount on Record |
| Deed Document Number | 202327363 |
| Deed Book / Page | 4978 / 101 |
| Prior Transfer Date | Jun 15, 2018 |
| Prior Transfer Doc | 0029890202 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 24, 2023 |
| Property Address | 147 W PROSPECT ST, WALDWICK, NJ 07463-1331 |
| Document Number | 0049780101 |
| Book / Page | 4978 / 101 |
| Instrument Date | Apr 19, 2023 |
| Instrument | 2023027363 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | NORTHERN NJ TITLE SERVICES, NORTHERN NJ TTL SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,344.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3A SOTNICK AVE, HAWTHORNE, NJ 07506-2267 |
| Name | Verified Name |
|---|---|
| Address | 147 W PROSPECT ST, WALDWICK, NJ 07463-1331 |
| Document Number | 2023027364 |
|---|---|
| Date | Apr 24, 2023 |
| Instrument | 2023027364 |
| Name | AMERICAN FEDERAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 9, 2018 |
| Property Address | 147 W PROSPECT ST, WALDWICK, NJ 07463-1331 |
| Document Number | 0029890202 |
| Book / Page | 002989 / 000202 |
| Instrument Date | Jun 25, 2018 |
| Instrument | 47969 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 147 W PROSPECT ST WALDWICK NJ 074631331, WALDWICK, NJ 07463-1331 |
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $614,700 (-) Land $287,900 Building $326,800 | $614,700 (-) Land $287,900 Building $326,800 | |
| 2025 | $14,107.00 (+3.66%) | $614,700 (+21.22%) Land $287,900 Building $326,800 | $614,700 (+21.22%) Land $287,900 Building $326,800 |
| 2024 | $13,609.00 (+15.57%) | ||
| 2023 | $507,100 Land $248,500 Building $258,600 | $507,100 Land $248,500 Building $258,600 | |
| 2022 | $11,776.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Jan 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures