Bergen County and Waldwick Borough property record for 142 W Prospect St, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 968 sqft · built 1940 |
| Lot Size | 0.184 acres (8,002 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $385,000 (Nov 2019) |
| Tax Bill | $9,065 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Sep 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00138-0000-00001 |
| Primary APN | 64-00138-0000-00001 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 968 sqft Living Area |
| 1st Floor Area | 968 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 8,002 sqft (0.184 acres) |
| Lot Dimensions | 100 ft deep x 80 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 142 W PROSPECT ST |
|---|---|
| City | WALDWICK |
| State | NJ |
| Zip | 07463-1335 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 80X100 4 LT |
| Legal Block | 138 |
| Legal Lot Number | 1 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 56200 |
142 W Prospect St is owned and occupied by two individuals who bought it in November 2019.
Source: Bergen County and Waldwick Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 142 W PROSPECT ST, WALDWICK, NJ 07463-1335 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 30, 2023 | Deed of Trust, Mortgage · Line of Credit BLUE FOUNDRY BANK |
| Sep 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage VAST BANK NA |
| Oct 16, 2019 | Deed of Trust, Mortgage · Conventional with PMI ORITANI BK |
| Nov 13, 2019 | Deed, Transfer · Stand-Alone First Mortgage ORITANI BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 13, 2019 · Amount on File |
| Deed Sale | Nov 13, 2019 · Amount on File |
| Prior Sale | Aug 6, 2013 · Amount on File |
| Deed Document Number | 201977170 |
| Deed Book / Page | 3405 / 69 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 142 W PROSPECT ST, WALDWICK, NJ 07463-1335 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 142 W PROSPECT ST, WALDWICK, NJ 07463-1335 |
| Document Number | 0051160577 |
|---|---|
| Date | Oct 30, 2023 |
| Book Page | 5116/577 |
| Instrument | 2023071318 |
| Name | BLUE FOUNDRY BANK |
|---|---|
| Type | Bank |
| Address | PARSIPPANY, NJ 07054 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 142 W PROSPECT ST, WALDWICK, NJ 07463-1335 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0043930990 |
|---|---|
| Date | Sep 27, 2021 |
| Book Page | 4393/990 |
| Instrument | 2021150284 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 142 W PROSPECT ST, WALDWICK, NJ 07463-1335 |
| Document Number | 0034050074 |
| Instrument Date | Oct 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2019 |
| Title Company | FIRST BERGEN TITLE AGENCY LLC, FIRST BERGEN TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 142 W PROSPECT ST WALDWICK NJ 074631335, WALDWICK, NJ 07463-1335 |
| Document Number | 0034050074 |
|---|---|
| Date | Nov 13, 2019 |
| Book Page | 003405/000074 |
| Instrument | 77170 |
| Name | ORITANI BK |
|---|---|
| Type | Bank |
| Address | TOWNSHIP OF WASHINGT, NJ 07676 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 12, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Nov 13, 2019 |
| Property Address | 142 W PROSPECT ST, WALDWICK, NJ 07463-1335 |
| Document Number | 0034050069 |
| Book / Page | 3405 / 69 |
| Instrument Date | Oct 12, 2019 |
| Instrument | 19-077170 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 142 W PROSPECT ST, WALDWICK, NJ 07463-1335 |
| Document Number | 1907717001 |
|---|---|
| Date | Nov 13, 2019 |
| Instrument | 19-077170.01 |
| Name | ORITANI BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 0034050069 |
|---|---|
| Date | Nov 13, 2019 |
| Book Page | 3405/69 |
| Instrument | 19-077170 |
| Name | ORITANI BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Dec 1, 2048 |
The 2025 property tax bill for 142 W Prospect St was $9,065, up 3.7% from the year before.
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $395,000 (-) Land $264,500 Building $130,500 | $395,000 (-) Land $264,500 Building $130,500 | |
| 2025 | $9,065.00 (+3.66%) | $395,000 Land $264,500 Building $130,500 | $395,000 Land $264,500 Building $130,500 |
| 2024 | $8,745.00 | ||
| 2023 | $326,600 Land $227,300 Building $99,300 | $326,600 Land $227,300 Building $99,300 | |
| 2022 | $9,301.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 142 W Prospect St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Jan 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 142 W Prospect St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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