147 Sunfish Dr, Winter Haven, FL 33881 Property Records

Polk County property record for 147 Sunfish Dr, Winter Haven, FL 33881

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,544 sqft · built 2018
Lot Size	0.185 acres (8,046 sqft)
Owner	2 Individual Names on File
Last Sale	$187,298 (May 2018)
Tax Bill	$1,765 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-27-35-520573-000120`

Property Details

APN / Parcel Number

Primary APN	`26-27-35-520573-000120`
Alternative APNs	`352726520573000120` `52726000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,544 sqft Living Area
Gross Area	1,964 sqft
1st Floor Area	1,544 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Other
Lot Area	8,046 sqft (0.185 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	420 sqft
Porch	Finished/Open Porch
Porch Area	150 sqft

Location & Zoning

Street Address	147 SUNFISH DR
City	WINTER HAVEN
State	FL
Zip	33881-9407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE LUCERNE PHASE 1 PB 165 PGS 46-51 LOT 12
Legal Range	26E
Legal Township	27S
Legal Section	35
Legal Subdivision	LAKE LUCERNE PHASE 1
Legal Phase	1
Legal Block	2
Legal Lot Number	12
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2000
Census Tract	12804

Owner

147 Sunfish Dr is owned and occupied by two individuals who bought it in May 2018.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	147 SUNFISH DR, WINTER HAVEN, FL 33881-9407
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Deed of Trust, Mortgage · Line of Credit LOAN FACTORY INC
Feb 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2018 · Amount on File
Deed Sale	May 17, 2018 · Amount on File
Deed Document Number	2018106664
Deed Book / Page	10489 / 1257
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	147 SUNFISH DR, WINTER HAVEN, FL 33881-9407
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	147 SUNFISH DR, WINTER HAVEN, FL 33881-9407

Mortgage

Document Number	0000068891
Date	Mar 24, 2026
Book Page	13928/508
Instrument	2026068891

Lender

Name	LOAN FACTORY INC
Type	Mortgage Company
Address	SAN JOSE, CA 95122

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 10, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	147 SUNFISH DR, WINTER HAVEN, FL 33881-9407
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	147 SUNFISH DR, WINTER HAVEN, FL 33881-9407

Mortgage

Document Number	0000034765
Date	Feb 10, 2021
Book Page	11575/1602
Instrument	2021034765

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	169 Months
Due	Mar 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 147 Sunfish Dr was $1,765 with exemptions applied, up 4.9% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$183,068 (+2.7%)	$211,238 (-7.83%) Land $50,000 Building $161,238
2025	$1,765.00 (+4.87%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption	$178,255	$229,195 Land $50,000 Building $179,195
2024	$1,683.00 (+4.6%)
2023	$1,609.00 (-0.62%) Homeowner's exemption	$168,185 (+3%)	$248,009 (+11.49%) Land $48,000 Building $200,009
2022	$1,619.00 Homeowner's exemption	$163,286	$222,440 Land $40,000 Building $182,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 147 Sunfish Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	7 (2004–2023)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Apr 2023 · rainfall accumulation
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 147 Sunfish Dr is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWISS VILLAGE MHP private · serves 1,410 people · EPA ID FL6532715
Water Source	Groundwater
Last State Inspection	Sep 2024
Also Mapped Here	WINTER HAVEN WATER DEPARTMENT
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Sunfish Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures