144 Sunfish Dr, Winter Haven, FL 33881 Property Records

Polk County property record for 144 Sunfish Dr, Winter Haven, FL 33881

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,558 sqft · built 2018
Lot Size	0.144 acres (6,255 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Dec 2021)
Tax Bill	$4,374 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-27-35-520573-002340`

Property Details

APN / Parcel Number

Primary APN	`26-27-35-520573-002340`
Alternative APNs	`352726520573002340` `52726000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,558 sqft Living Area
Gross Area	1,978 sqft
1st Floor Area	1,558 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Other
Lot Area	6,255 sqft (0.144 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	420 sqft
Porch	Finished/Open Porch
Porch Area	250 sqft

Location & Zoning

Street Address	144 SUNFISH DR
City	WINTER HAVEN
State	FL
Zip	33881-9406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE LUCERNE PHASE 1 PB 165 PGS 46-51 LOT 234
Legal Range	26E
Legal Township	27S
Legal Section	35
Legal Subdivision	LAKE LUCERNE PHASE 1
Legal Phase	1
Legal Block	2
Legal Lot Number	234
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2000
Census Tract	12804

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	804 POINTE EMERSON BLVD, APOPKA, FL 32703-7080
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2021	Warranty Deed, Transfer · FHA Mortgage CHRISTENSEN FINANCIAL INC
Mar 5, 2020	Deed of Trust, Mortgage · FHA Mortgage FBC MTG
May 1, 2019	Deed of Trust, Mortgage · FHA Mortgage FBC MTG
Jun 29, 2018	Grant Deed, Subdivision Related Transfer · FHA Mortgage FBC MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2021 · Amount on Record
Deed Sale	Dec 2, 2021 · Amount on Record
Prior Sale	Jun 29, 2018 · Amount on Record
Deed Document Number	2021313784
Deed Book / Page	12008 / 946
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 2, 2021
Property Address	144 SUNFISH DR, WINTER HAVEN, FL 33881-9406
Document Number	0000313784
Book / Page	12008 / 946
Map Reference	MB 165 PG 46
Instrument Date	Nov 23, 2021
Instrument	2021313784
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 318, WINTER HAVEN, FL 33885

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 SUNFISH DR, WINTER HAVEN, FL 33881-9406

Mortgage

Document Number	0012008948
Date	Dec 2, 2021
Instrument	12008/948

Lender

Name	CHRISTENSEN FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	144 SUNFISH DR, WINTER HAVEN, FL 33881-9406
Document Number	0111891791
Instrument Date	Mar 5, 2020
Transaction Type	Mortgage
Record Updated	May 6, 2020
Title Company	CLEAR TITLE/FL LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	144 SUNFISH DR WINTER HAVEN FL 338819406, WINTER HAVEN, FL 33881-9406

Mortgage

Document Number	0111891791
Date	Mar 27, 2020
Book Page	011189/001791
Instrument	68437

Lender

Name	FBC MTG
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	144 SUNFISH DR, WINTER HAVEN, FL 33881-9406
Document Number	0108401379
Instrument Date	May 1, 2019
Transaction Type	Mortgage
Record Updated	May 30, 2019
Title Company	CLEAR TITLE/FL LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	144 SUNFISH DR WINTER HAVEN FL 338819406, WINTER HAVEN, FL 33881-9406

Mortgage

Document Number	0108401379
Date	May 14, 2019
Book Page	010840/001379
Instrument	98511

Lender

Name	FBC MTG
Type	Mortgage Company
Address	ORLANDO, FL 32804

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 13, 2049

June 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Jun 29, 2018
Property Address	144 SUNFISH DR, WINTER HAVEN, FL 33881-9406
Document Number	0105341544
Book / Page	010534 / 001544
Instrument Date	Jun 27, 2018
Instrument	139894
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 5, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,365.48
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	144 SUNFISH DR WINTER HAVEN FL 338819406, WINTER HAVEN, FL 33881-9406

Mortgage

Document Number	105341546
Date	Jun 29, 2018
Book Page	010534/001546
Instrument	139895

Lender

Name	FBC MTG
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$215,608 (-7.85%) Land $50,000 Building $165,608	$215,608 (-7.85%) Land $50,000 Building $165,608
2025	$4,374.00 (+21.87%)	$233,981 (+0.46%) Land $50,000 Building $183,981	$233,981 (-7.58%) Land $50,000 Building $183,981
2023	$3,589.00 (+2.87%)	$232,912 (+3%)	$253,180 (+11.96%) Land $48,000 Building $205,180
2022	$3,489.00 Homeowner's exemption	$226,128 Land $40,000 Building $186,128	$226,128 Land $40,000 Building $186,128

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	7 (2004–2023)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Apr 2023 · rainfall accumulation
Claims by Event	Hurricane Frances, Sep 2004 · 3 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWISS VILLAGE MHP private · serves 1,410 people · EPA ID FL6532715
Water Source	Groundwater
Last State Inspection	Sep 2024
Also Mapped Here	WINTER HAVEN WATER DEPARTMENT
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Sunfish Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures