Stanly County property record for 147 Spruce St, Badin, NC 28009
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 1 ba · 1,380 sqft · built 1920 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $150,000 (Oct 2022) |
| Tax Bill | $1,457 (2026) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 666004933468 |
| Primary APN | 666004933468 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,380 sqft Finished Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 98 ft deep x 101 ft wide |
| Garage Area | 216 sqft |
| Deck Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 1540772 |
|---|---|
| Street Address | 147 SPRUCE ST |
| City | BADIN |
| State | NC |
| Zip | 28009 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R-10 |
| Legal Description | HSE 147 SPRUCE ST 666016292 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | NORTH ALBEMARLE |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 930200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Badin Historic District listed 1983 · 208 contributing resources · NRIS 83004000 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Stanly County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 424, BADIN, NC 28009-0424 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 20, 2022 · Amount on Record |
| Deed Sale | Oct 20, 2022 · Amount on Record |
| Deed Document Number | 2022452390 |
| Deed Book / Page | 1803 / 426 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Oct 20, 2022 |
| Property Address | 147 SPRUCE ST, BADIN, NC 28009 |
| Document Number | 0000452390 |
| Book / Page | 1803 / 426 |
| Map Reference | MB 2 PG 80 |
| Instrument Date | Oct 20, 2022 |
| Instrument | 452390 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 805, RICHFIELD, NC 28137-1002 |
| Name | Verified Name |
|---|---|
| Address | 16092 NC HWY 73 E, MOUNT PLEASANT, NC 28124-9398 |
| Document Number | 0000452391 |
|---|---|
| Date | Oct 20, 2022 |
| Instrument | 452391 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.4% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 6.4% |
| Index | 5-Year CMT |
| Max Rate | 10.4% |
Source: Stanly County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Badin Town |
| County | Stanly County |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,457.00 (+109.94%) | $140,476 (+130.17%) Land $27,330 Building $113,146 | $140,476 (+130.17%) Land $27,330 Building $113,146 |
| 2023 | $694.00 (+2,791.67%) | $61,031 (-) Land $9,938 Building $51,093 | $61,031 (-) Land $9,938 Building $51,093 |
| 2022 | $24.00 | $61,031 Land $9,938 Building $51,093 | $61,031 Land $9,938 Building $51,093 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2003–2005) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2005 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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