Stanly County property record for 145 Spruce St, Badin, NC 28009
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 1 ba · 1,518 sqft · built 1920 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $95,000 (Jun 2023) |
| Tax Bill | $946 (2026) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Jul 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 666004933423 |
| Primary APN | 666004933423 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,518 sqft Finished Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Duplex Single |
| Exterior Material | Other |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 3,485 sqft (0.08 acres) |
| Lot Dimensions | 120 ft deep x 28 ft wide |
| Garage Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 1528642 |
|---|---|
| Street Address | 145 SPRUCE ST |
| City | BADIN |
| State | NC |
| Zip | 28009 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R-10 |
| Legal Description | HSE 145 SPRUCE ST LOT 64 BLK 7 666016291 |
| Legal Subdivision | TALLASSEE POWER COMPANYS PLAN OF LOTS #1 |
| Legal Block | 7 |
| Legal Lot Number | 64 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | NORTH ALBEMARLE |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 930200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Badin Historic District listed 1983 · 208 contributing resources · NRIS 83004000 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
145 Spruce St, a duplex, is owned by two individuals who bought it in June 2023.
Source: Stanly County records, as of October 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 39, BADIN, NC 28009-0039 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 14, 2023 | Warranty Deed, Transfer · Seller Carry-Back STATE EMPLOYEES CU |
| Jul 26, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2023 · Amount on File |
| Deed Sale | Jun 14, 2023 · Amount on File |
| Prior Sale | Jan 1, 2010 |
| Deed Document Number | 2023458832 |
| Deed Book / Page | 1823 / 913 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Jun 14, 2023 |
| Property Address | 145 SPRUCE ST, BADIN, NC 28009 |
| Document Number | 0000458832 |
| Book / Page | 1823 / 913 |
| Map Reference | MB 2 PG 80 |
| Instrument Date | Jun 13, 2023 |
| Instrument | 458832 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $190.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 49467 QUAIL TRAIL RD, NORWOOD, NC 28128-6460 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 39, BADIN, NC 28009-0039 |
| Document Number | 0000458833 |
|---|---|
| Date | Jun 14, 2023 |
| Instrument | 458833 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.4% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.4% |
| Index | 5-Year CMT |
| Max Rate | 11.4% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Jul 26, 2018 |
| Property Address | 145 SPRUCE ST, BADIN, NC 28009 |
| Document Number | 0000402011 |
| Book / Page | 001649 / 001120 |
| Instrument Date | Jul 26, 2018 |
| Instrument | 402011 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $268.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 145 SPRUCE ST BADIN NC 28009, BADIN, NC 28009 |
The 2026 property tax bill for 145 Spruce St was $946.
Source: Stanly County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Badin Town |
| County | Stanly County |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $946.00 | $91,223 Land $8,316 Building $82,907 | $91,223 Land $8,316 Building $82,907 |
| 2023 | $526.00 | $46,285 (-) Land $3,024 Building $43,261 | $46,285 (-) Land $3,024 Building $43,261 |
| 2022 | $526.00 | $46,285 Land $3,024 Building $43,261 | $46,285 Land $3,024 Building $43,261 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 145 Spruce St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2003–2005) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2005 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 145 Spruce St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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