147 Sandy Cay Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 147 Sandy Cay Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,047 sqft · built 2004
Lot Size	0.141 acres (6,142 sqft)
Owner	Company Name on Record
Last Sale	$402,200 (Feb 2017)
Tax Bill	$5,620 (2025)
Deeds & Mortgages	Feb 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`30-2S-21-42790-00B-0020`

Property Details

APN / Parcel Number

Primary APN	`30-2S-21-42790-00B-0020`
Alternative APNs	`30-221-42790-00B-0020` `1068491`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,047 sqft Living Area
Gross Area	2,796 sqft
1st Floor Area	2,047 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,142 sqft (0.141 acres)
Lot Dimensions	123 ft deep x 51 ft wide
Garage Type	Attached
Garage Area	420 sqft

Exterior Amenities

Porch	Finished Screened Porch
Porch Area	329 sqft
Deck Area	Deck Area
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	147 SANDY CAY DR
City	MIRAMAR BEACH
State	FL
Zip	32550-8269
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLK B PARADISE RETREAT PB 15-72 OR 2644-224 OR 2709- 4037 OR 2845-3678 OR 2851-169 OR 2851-170 OR 2994-2392 OR 3033-2527
Legal Range	021
Legal Township	02S
Legal Section	30
Legal Subdivision	PARADISE RETREAT
Legal Block	B
Legal Lot Number	2
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2012
Census Tract	950608

Owner

Source: Walton County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	85 SECRET HARBOR DR, MIRAMAR BEACH, FL 32550-8265
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2017 · Amount on Record
Deed Sale	Feb 16, 2017 · Amount on Record
Prior Sale	Nov 4, 2015 · Amount on Record
Deed Document Number	20174907
Deed Book / Page	3033 / 2527
Prior Transfer Date	Oct 1, 2010
Prior Transfer Doc	0028510169
Record Updated	Oct 29, 2026

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Feb 16, 2017
Property Address	147 SANDY CAY DR, MIRAMAR BEACH, FL 32550-8269
Document Number	0030332527
Book / Page	003033 / 002527
Instrument Date	Feb 10, 2017
Instrument	4907
Transaction Type	Transfer
Record Updated	Mar 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	85 SECRET HARBOR DR MIRAMAR BEACH FL 325508265, MIRAMAR BEACH, FL 32550-8265

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,620.00 (+2.8%)	$707,015 (-8.01%) Land $125,000 Building $582,015	$707,015 (-8.01%) Land $125,000 Building $582,015
2024	$5,467.00 (+0.31%)
2023	$5,450.00 (+8.03%)	$768,571 (+10.81%) Land $41,349 Building $727,222	$768,571 (+10.81%) Land $41,349 Building $727,222
2022	$5,045.00	$693,610 Land $45,898 Building $647,712	$693,610 Land $45,898 Building $647,712

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 203 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	706 units insured incl. 503 condo units
Nearby Flood Claims	3 (2014–2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources System	Yes
Unit	P32 “Moreno Point”
Unit Type	System Unit
Designated	Oct 18, 1982
NFIP Eligibility	Not eligible (built 2004) built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20