147 Oak St, Natick, MA 01760 Property Records

Middlesex County and Natick Town property record for 147 Oak St, Natick, MA 01760

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,598 sqft · built 1950
Lot Size	0.23 acres (10,014 sqft)
Owner	2 Individual Names on File
Last Sale	$535,000 (Nov 2018)
Tax Bill	$7,353 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jul 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-00000114`

Property Details

APN / Parcel Number

Primary APN	`15-00000114`
Alternative APN	`NATI M:00000015 P:00000114`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,598 sqft Living Area
1st Floor Area	800 sqft
Basement Area	800 sqft
Unfinished Basement	800 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1999
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,014 sqft (0.23 acres)
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	15-00000114
Street Address	147 OAK ST
City	NATICK
State	MA
Zip	01760-1965
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSA
Jurisdiction	NATICK MA
Township / Civil Division	NATICK
Census Block Group	1
Census Block	1016
Census Tract	382100

Owner

Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	147 OAK ST, NATICK, MA 01760-1965
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed of Trust, Mortgage · Line of Credit SAVINGS BANK
Jul 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SAVINGS BANK TRUST
Jul 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SAVINGS BANK TRUST
Mar 27, 2020	Deed of Trust, Mortgage · Conventional with PMI SAVINGS BK
Nov 16, 2018	Quit Claim Deed, Transfer · Conventional with PMI SAVINGS BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 16, 2018 · Amount on Record
Deed Sale	Nov 16, 2018 · Amount on Record
Deed Document Number	2018859
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NATICK MA
Recording Date	Jun 3, 2026
Property Address	147 OAK ST, NATICK, MA 01760-1965
Document Number	0002000968
Instrument Date	May 29, 2026
Instrument	20262000968
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	147 OAK ST, NATICK, MA 01760-1965
Investor	Possibly a Property Investor

Mortgage

Document Number	0002000968,
Date	Jun 3, 2026
Instrument	20262000968

Lender

Name	SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NATICK MA
Property Address	147 OAK ST, NATICK, MA 01760-1965
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001888264
Date	Jul 26, 2021
Instrument	1888264

Lender

Name	SAVINGS BANK TRUST
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NATICK MA
Property Address	147 OAK ST, NATICK, MA 01760-1965
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1888264
Date	Jul 26, 2021
Instrument	1888264

Lender

Name	SAVINGS BANK TRUST
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NATICK MA
Property Address	147 OAK ST, NATICK, MA 01760-1965
Document Number	0001839471
Instrument Date	Mar 27, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	147 OAK ST NATICK MA 017601965, NATICK, MA 01760-1965

Mortgage

Document Number	0001839471
Date	Apr 1, 2020
Instrument	1839471

Lender

Name	SAVINGS BK
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 31, 2050

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NATICK MA
Recording Date	Nov 16, 2018
Property Address	147 OAK ST, NATICK, MA 01760-1965
Document Number	0000001859
Instrument Date	Nov 8, 2018
Instrument	1859
Transaction Type	Transfer
Record Updated	Dec 4, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,439.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	147 OAK ST NATICK MA 017601965, NATICK, MA 01760-1965

Mortgage

Document Number	1860
Date	Nov 16, 2018
Instrument	1860

Lender

Name	SAVINGS BK
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2048

Tax Assessment & Valuation

Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Natick Town
Unified School District	Natick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,353.00 (+3.74%)	$614,800 (+6.35%) Land $382,500 Building $232,300	$810,255
2024	$7,088.00 (-0.08%)	$578,100 (+3.01%) Land $360,000 Building $218,100
2023	$7,094.00	$561,200 Land $346,500 Building $214,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Feb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NATICK WATER AND SEWER DIVISION serves 37,006 people · EPA ID MA3198000
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Radiate Holdings Cable	1,500 / 50
Verizon Fiber	980 / 880

May also be available: T-Mobile USA.

Cell Coverage

5G (outdoors only) and 4G LTE

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